906 MONTANA AVENUE, DAVENPORT, FL, 33897
Active0 days on marketListed Aug 19, 2026MLS #O6434187
About this home
906 MONTANA AVENUE
WATER VIEW!!! What an exceptional opportunity to own this beautiful WATER VIEW, fully furnished 4-bedroom, 2.5-bathroom pool home with a private backyard and no rear neighbors! Ideally positioned on a peaceful lot overlooking the water, creek, and wooded conservation area, this home offers the privacy and tranquility buyers are looking for in a Central Florida retreat. Recent updates include a 6-year-old water heater, 4-year-old A/C system, and 9-year-old roof. The south-facing screened pool creates the perfect outdoor oasis for relaxing, entertaining, or enjoying sunny Florida days. Inside, the spacious and functional floor plan features a first-floor primary suite with peaceful backyard views and an ensuite bathroom complete with a garden tub, separate shower, private water closet, and dual vanities. The inviting living and dining areas flow into the family room and kitchen, creating an open and comfortable space for both everyday living and entertaining. The kitchen features a breakfast bar and convenient kitchenette, while three additional upstairs bedrooms provide plenty of space for family and guests. Best of all, the home comes fully furnished, allowing you to move in, enjoy it as a second home, or begin generating rental income without the hassle and expense of furnishing it yourself. Located just minutes from I-4 and approximately 10 minutes from Disney, you’ll also be close to world-class theme parks, golf courses, shopping, dining, and everything Central Florida has to enjoy. Whether you're looking for a vacation home, investment property, or your own piece of the Florida lifestyle, this home offers the perfect combination of location, privacy, flexibility, and fun. Don't miss this opportunity—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,118
Sqft
0.18 ac
Lot size
2
Garage
1997
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Westridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Westridge is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $365K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 906 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 906 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
906 MONTANA AVENUE FAQs
What would the monthly payment be for 906 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,340/mo — principal and interest, the actual property-tax bill, the $36/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 906 MONTANA AVENUE?+
The association fee works out to $36 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 906 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $5,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 906 MONTANA AVENUE be rented short-term?+
Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 906 MONTANA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $429,000, this home is listed about 10% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 906 MONTANA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,000 runs 26% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
Westridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Davenport market that averages 56 — if it fits, move quickly.
Listing courtesy of LA ROSA REALTY LLC · Mike Chen, P.A. MLS #O6434187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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