CENTURY 21 Edge
$277,0003 bd2 ba1,424 sqft$195 /sqft≈$2,463 /mo all-in ↓

625 TROTTERS DRIVE, EAGLE LAKE, FL, 33839

Active49 days on marketListed Aug 24, 2026MLS #O6434390

✦ Priced 3% below the EAGLE LAKE 33839 medianSingle Family ResidenceRANCHES/LK MCLEOD 1

About this home

625 TROTTERS DRIVE

Don’t miss your opportunity to own this beautiful, move-in-ready single-family home in the desirable Ranches at Lake McLeod community! This spacious three-bedroom, two-bathroom home offers a comfortable and inviting layout with tile flooring throughout the main living areas and plush carpet in the bedrooms. The generously sized primary suite provides plenty of room to unwind, while the primary bedroom features a walk-in closet with ample space for an extensive wardrobe and shoe collection. As you enter the home, you’ll appreciate the open feel and abundant living space. The kitchen features a convenient island, perfect for meal preparation, casual dining, or gathering with family and friends. The spacious living room offers plenty of room for comfortable seating and opens through sliding glass doors to the back patio—an ideal spot to enjoy your morning coffee, entertain guests, or simply relax outdoors. The attached garage provides more than just parking, with plenty of room for storage, hobbies, projects, or seasonal items. Residents of Ranches at Lake McLeod can also enjoy the community’s fantastic amenities, including a clubhouse, swimming pool, and recreation areas designed for relaxation and fun. Conveniently located near Publix, Walmart Supercenter, Spirit Lake Crossing, and The Landings at Winter Haven, this home offers easy access to shopping, dining, and everyday essentials. Schedule your private showing today and discover everything this wonderful home has in store. It could be the perfect place to call home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,424

Sqft

0.1 ac

Lot size

2023

Year built

One

Levels

$195

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesSouth
ExteriorOther

Community & fees

HOA fee$118/mo
Taxes (2025)$5,178/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,463 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,631
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$431
HOA fee — from the listing$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,695Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,695
Interest rate6.00%
Loan term

Estimated payment

$2,463/mo

Principal & interest$1,631
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$431
HOA / condo fee$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $277K
$239KedgeAI estimate $269,804 · range $249K–$297K$309K

vs edgeAI estimate

+2.7%

$/sqft vs Eagle Lake actives

$195 vs $161

Days on market

49 vs 45 typical

Where $195/sqft sits among the 73 Eagle Lake actives

10
13
20
11
9
10 · this home
$127–140$140–152$152–164$164–177$177–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Drive times from this address

Walt Disney World≈ 56 min
Downtown Tampa≈ 62 min
Universal Orlando≈ 66 min
Downtown Orlando≈ 72 min
Tampa Int’l Airport (TPA)≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryPinewood Elementary School★★★★★
HighLake Region High School★★★★★
MiddleWestwood Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$295K → $270K

Eagle Lake median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

29 of 73

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $277,000 · 49 days on market since
2023Built · RANCHES/LK MCLEOD 1

Reality check

What actually sold near 625 TROTTERS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3419 ROVER ROADSold · Jun ’26

$235,990

3419 ROVER ROAD

3 bd · 2 ba · 1,424 sqft · $166/sqft · 18 DOM

3511 ROVER ROADSold · Sep ’26

$233,990

3511 ROVER ROAD

3 bd · 2 ba · 1,424 sqft · $164/sqft · 0 DOM

3420 ROVER ROADSold · Jul ’26

$237,240

3420 ROVER ROAD

3 bd · 2 ba · 1,424 sqft · $167/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 625 TROTTERS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 625 TROTTERS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

625 TROTTERS DRIVE FAQs

What would the monthly payment be for 625 TROTTERS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,463/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 625 TROTTERS DRIVE?+

The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 625 TROTTERS DRIVE?+

The most recent tax bill on record (2025) was $5,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 625 TROTTERS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $277,000, this home is listed about 8% below the Eagle Lake median of $299,490. The market section on this page shows how the area is trending.

Which schools are assigned to 625 TROTTERS DRIVE?+

Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Walter Taylor, III. MLS #O6434390.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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