1863 CHURCH LAKE STREET, GROVELAND, FL, 34736
Active56 days on marketListed Aug 18, 2026MLS #O6434546
About this home
1863 CHURCH LAKE STREET
Experience the benefits of brand-new construction in this beautifully designed Newcastle floor plan, featuring an extended covered lanai that creates the perfect setting for outdoor entertaining or peaceful evenings at home. This thoughtfully crafted residence offers 4 spacious bedrooms, 2.5 bathrooms, and a versatile front flex room ideal for a home office, den, or formal living space. Designed with both style and functionality in mind, the home features soaring 9'4" ceilings on the first floor, elegant tile flooring throughout the main living areas, and window blinds already installed for added convenience. The chef-inspired kitchen is equipped with 42-inch cabinetry, quartz countertops, a designer tile backsplash, stainless steel appliances, and an oversized walk-in pantry. The adjoining dining area overlooks the covered lanai, creating a seamless transition between indoor and outdoor living. The private primary suite serves as a relaxing retreat with a spacious walk-in closet and a luxurious ensuite bath featuring dual adult-height vanities, a glass-enclosed walk-in shower with tiled walls, and premium finishes throughout. Completing the exterior is professionally designed landscaping, a brick paver driveway, and a matching paver walkway that enhances the home's curb appeal. Located in the highly desirable Trinity Lakes community, residents enjoy resort-style amenities including a clubhouse, fitness center, resort-style swimming pool, splash pad, fishing pier, dog park, and multiple playgrounds. Conveniently located near schools, shopping, dining, and major highways, this move-in-ready new construction home offers the perfect combination of modern design, quality craftsmanship, and an exceptional Central Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,560
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,327 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,327/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs TRINITY LAKES PH 3
$176 vs $196
Days on market
56 vs 56 typical
Where $176/sqft sits among the 6 homes for sale in TRINITY LAKES PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $380K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
3 of 6
TRINITY LAKES PH 3 have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1863 CHURCH LAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$429,990
7120 CHERRY PASTURE ROAD · same community
4 bd · 2.5 ba · 2,560 sqft · $168/sqft · 74 DOM
Sold · Aug ’26$450,000
1880 ROSS HAMMOCK AVENUE · same community
4 bd · 2.5 ba · 2,560 sqft · $176/sqft · 305 DOM
Sold · May ’26$449,990
1868 ROSS HAMMOCK AVENUE · same community
4 bd · 2.5 ba · 2,536 sqft · $177/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1863 CHURCH LAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1863 CHURCH LAKE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1863 CHURCH LAKE STREET FAQs
What would the monthly payment be for 1863 CHURCH LAKE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,327/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1863 CHURCH LAKE STREET?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1863 CHURCH LAKE STREET?+
The most recent tax bill on record (2025) was $2,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1863 CHURCH LAKE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $450,000, this home is listed about 10% above the Groveland median of $409,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1863 CHURCH LAKE STREET?+
South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 17% above the GROVELAND 34736 median — but at 2,560 sqft it's also 24% larger than the typical Groveland listing.
02Strong assigned schools
South Lake High School, Minneola Charter School, Groveland Elementary School — Minneola Charter School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $479,990, now $450,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Gea Gomez. MLS #O6434546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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