552 PINE NEEDLE COURT, LAKE MARY, FL, 32746
Active26 days on marketListed Sep 2, 2026MLS #O6434747
About this home
552 PINE NEEDLE COURT
READY TO MOVE IN!! Welcome HOME to Lake Mary’s best-kept secret at THE FOREST, a stunning 2-bedroom, 2-bathroom double-wide home situated in a premier 55+ active community where you OWN YOUR OWN HUGE LOT and impressively LOW HOA dues. Offering unmatched peace of mind, virtually every major system and surface in this home has been professionally upgraded and so many upgrades over recent years making your new place to call home, truly MOVE-IN READY! Step inside to discover brand-new sub floors and stylish laminate flooring running throughout (2023), complemented by fresh interior and exterior paint (2026) and modern electrical devices and lighting (2025). The heart of the home features a beautifully remodeled kitchen and dining area (2022–2023) boasting new cabinetry, solid surface counter tops, custom fixtures, a commercial under-sink drinking water filter, and an upgraded microwave setup. Both full bathrooms have been comprehensively renovated (2023–2024) with new shower stalls, base cabinets, solid surface counters, linen storage, modern plumbing, and updated lighting. Enjoy extra living space in the brand-new, City of Lake Mary inspected front room addition (2025), built with high R-value Thermopane windows, Tyvek wrap, commercial vinyl siding, and its own high-efficiency heating and cooling mini-split. Under the surface, the home's infrastructure is equally pristine: a full PEX water re-pipe (2023), new PVC main sewer line (2019), whole-house water softener (2022), commercial 40-gallon hot water tank with a 10-year warranty (2024), repaired vapor barrier and insulation (2023), and state-certified upgraded tie-downs (2022). Overhead, a NEARLY NEW METAL ROOF with transferable warranty covers the entire house, carport, and shed—complete with new gutters, downspouts, and leaf guards (2022). Outside, you'll find an updated shed with electrical and custom shelving (2024), a timed drip irrigation system (2023), and an active Massey termite bait system (2022), making this METICULOUSLY MAINTAINED property in The Forest, an extraordinary find for your new AMAZING effortless Florida living!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,160
Sqft
0.14 ac
Lot size
1974
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,030 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Lake Mary actives
$194 vs $243
Days on market
26 vs 35 typical
Where $194/sqft sits among the 181 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The Forest — neighborhood snapshot
Population
2,268
Median age
45
Median income
$119,206
Median home value
$434,200
Avg household
2
Households w/ children
259
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 181
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 552 PINE NEEDLE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$180,000
541 CLUB COURT · same community
2 bd · 2 ba · 1,344 sqft · $134/sqft · 82 DOM
Sold · Aug ’26$208,000
406 N PLANTATION BOULEVARD · same community
3 bd · 2 ba · 1,466 sqft · $142/sqft · 83 DOM
Sold · Sep ’25$195,000
2580 GRASSY POINT DRIVE UNIT 106
3 bd · 2 ba · 1,100 sqft · $177/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 552 PINE NEEDLE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 552 PINE NEEDLE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
552 PINE NEEDLE COURT FAQs
What would the monthly payment be for 552 PINE NEEDLE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,030/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 552 PINE NEEDLE COURT?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 552 PINE NEEDLE COURT?+
The most recent tax bill on record (2025) was $2,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 552 PINE NEEDLE COURT?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $225,000, this home is listed about 54% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 552 PINE NEEDLE COURT?+
Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Cathy Lawrence. MLS #O6434747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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