CENTURY 21 Edge
$425,0004 bd2 ba1,828 sqft$232 /sqft$3,453 /mo all-in ↓

4120 QUIET RAIN COURT, PALMETTO, FL, 34221

Active32 days on marketListed Aug 19, 2026MLS #O6434815

Single Family ResidenceSILVERSTONE NORTH

Come see it

Upcoming open house

Sun, Oct 11

11:00 AM – 1:00 PM

About this home

4120 QUIET RAIN COURT

WHY WAIT FOR NEW CONSTRUCTION AND THEN PAY TO ADD EVERYTHING THIS HOME ALREADY HAS? Set on a POND-VIEW LOT in Silverstone North, this 4-bedroom, 2-bath DR Horton-built Cali model pairs the popular 1,828-square-foot open floor plan with the Florida upgrades buyers actually want: a FULLY FENCED BACKYARD, recently added SCREENED LANAI, expansive PAVER PATIO, GUTTERS, and a home already WIRED FOR PORTABLE GENERATOR CONNECTION, all ready to enjoy. Inside, soft coastal-inspired blue hues give the home a fresh Florida feel that immediately separates it from a standard builder interior. The open kitchen sits at the heart of the home with STAINLESS STEEL APPLIANCES, abundant counter space, a large CENTER ISLAND with seating area, and an easy flow into the dining and living areas, creating one connected space for everyday life and entertaining. The split-bedroom layout offers FOUR BEDROOMS, giving you options for family, overnight guests, a home office, or flex space. Ceiling fans throughout add comfort, while the dedicated laundry room comes complete with a WHIRLPOOL WASHER AND DRYER. But save time for the backyard because it may be your favorite part. Step outside to a recently completed SCREENED OUTDOOR LIVING SPACE with beautiful PAVERS and room for dining, grilling, lounging, and entertaining. Beyond the screen enclosure is a spacious FULLY FENCED YARD overlooking the POND, giving you green space for pets or play while the water creates a peaceful backdrop for morning coffee and Florida sunsets. The home is also WIRED FOR PORTABLE GENERATOR CONNECTION, adding another level of preparedness for Florida living. Silverstone North offers a COMMUNITY POOL, PLAYGROUND, DOG PARK, and sidewalks, while its Palmetto location provides convenient access to I-75 and the shopping, dining, entertainment, and Gulf Coast lifestyle of the surrounding Bradenton and Sarasota area. New construction gives you the house. This one gives you the house PLUS the lifestyle that's already been created around it. 4 BEDROOMS • POND VIEW • SCREENED LANAI • PAVER PATIO • FENCED YARD • GENERATOR CONNECTION • COMMUNITY POOL Come see the view from the lanai and see why 4120 Quiet Rain Court deserves to be on your showing schedule.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,828

Sqft

0.17 ac

Lot size

2

Garage

2022

Year built

One

Levels

$232

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2025)$5,800/yr
PetsYes
CommunityClubhouse · Dog Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sprinkler Well · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$483
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,453/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$483
HOA / condo fee$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$329KedgeAI estimate $357,233 · range $343K$366K$442K

vs edgeAI estimate

+19%

$/sqft vs SILVERSTONE NORTH

$232 vs $200

Days on market

32 vs 61 typical

Where $232/sqft sits among the 14 homes for sale in SILVERSTONE NORTH

5
0
0
5
2
2 · this home
$155–169$169–182$182–196$196–209$209–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$359K$376K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

13 of 14

SILVERSTONE NORTH have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Aug 19, 2026Listed at $425,000 · 32 days on market since
2022Built · SILVERSTONE NORTH

Reality check

What actually sold near 4120 QUIET RAIN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5918 SILVER FEATHER WAYSold · Dec ’25

$362,000

5918 SILVER FEATHER WAY · same community

4 bd · 2 ba · 1,828 sqft · $198/sqft · 91 DOM

4514 WEATHERED MOSS GLENSold · Jan ’26

$347,000

4514 WEATHERED MOSS GLEN · same community

4 bd · 2 ba · 1,828 sqft · $190/sqft · 117 DOM

5726 SILVER FEATHER WAYSold · Mar ’26

$359,000

5726 SILVER FEATHER WAY · same community

4 bd · 2 ba · 1,828 sqft · $196/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4120 QUIET RAIN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4120 QUIET RAIN COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4120 QUIET RAIN COURT FAQs

What would the monthly payment be for 4120 QUIET RAIN COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,453/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4120 QUIET RAIN COURT?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4120 QUIET RAIN COURT?+

The most recent tax bill on record (2025) was $5,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4120 QUIET RAIN COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $425,000, this home is listed about 8% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4120 QUIET RAIN COURT?+

Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AXEN REALTY, LLC · Damaris Foon. MLS #O6434815.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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