42135 PINE VALLEY DRIVE, PAISLEY, FL, 32767
Active9 days on marketListed Aug 19, 2026MLS #O6435038
About this home
42135 PINE VALLEY DRIVE
Short Sale. Looking for a home with room to breathe, a little peace and quiet, and the freedom to make it your own? Welcome home! Tucked away on a nearly half-acre fenced lot with lake access and no HOA, this charming property offers the space, flexibility, and laid-back Florida lifestyle you've been looking for. Step inside to a welcoming living room filled with natural flow and warmth. The living room opens effortlessly into the dining area and kitchen, creating an inviting space for morning coffee, weeknight dinners, and gatherings with family and friends. A fireplace adds just the right touch of cozy! Picture cool evenings, holiday gatherings, or curling up with your favorite movie. The kitchen features granite countertops and connects naturally to the main living areas. The split-bedroom floor plan gives everyone a little more privacy, while the additional bonus/flex room gives you the freedom to create the space you actually need; home office, gym, playroom, media room, hobby space, guest retreat, or creative studio. Outside is where the possibilities really open up. The nearly half-acre fenced yard gives you room for pets, gardening, entertaining, outdoor games, or simply enjoying your own private slice of Florida. And with lake access, weekend adventures are close to home. Major updates are already checked off the list: 2025 metal roof, 2022 HVAC, and 2022 water heater. The home also offers an opportunity to add your own style with easy cosmetic updates, making it a great option for buyers who want to build equity and create a home that feels uniquely theirs. Quiet. Private. Flexible. No HOA. Lake access. And plenty of room to make it yours. Come see it! You may walk in with a plan and leave with a whole new vision.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.47 ac
Lot size
1991
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Paisley actives
$95 vs $184
Days on market
9 vs 67 typical
Where $95/sqft sits among the 20 Paisley actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paisley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Paisley. See the full Paisley guide →
PAISLEY 32767 — neighborhood snapshot
Population
2,839
Median age
49.5
Median income
$64,772
Median home value
$140,000
Avg household
2.79
Households w/ children
304
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Paisley market
$172K → $260K
Paisley median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
11 of 20
Paisley actives have cut their price
Median sold price, Paisley, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the PAISLEY 32767 median. See the full Paisley market guide →
Paper trail
This home's history
Reality check
What actually sold near 42135 PINE VALLEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$269,250
42108 PINE VALLEY DRIVE · same community
2 bd · 2 ba · 1,639 sqft · $164/sqft · 25 DOM
Sold · May ’26$139,900
41933 PINE VALLEY DRIVE · same community
3 bd · 2 ba · 1,560 sqft · $90/sqft · 20 DOM
Sold · Nov ’25$289,000
42323 PINE VALLEY DRIVE · same community
3 bd · 2 ba · 1,512 sqft · $191/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 42135 PINE VALLEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42135 PINE VALLEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42135 PINE VALLEY DRIVE FAQs
What would the monthly payment be for 42135 PINE VALLEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42135 PINE VALLEY DRIVE?+
The most recent tax bill on record (2025) was $1,226. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Paisley?+
At $165,000, this home is listed about 21% below the Paisley median of $209,900. The market section on this page shows how the area is trending.
Which schools are assigned to 42135 PINE VALLEY DRIVE?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of VYLLA HOME · Jennifer Vilayvong. MLS #O6435038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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