CENTURY 21 Edge
$579,900$590,0004 bd3 ba2,280 sqft$254 /sqft$4,234 /mo all-in ↓

4212 RUTHANN CIRCLE, MELBOURNE, FL, 32934

Active31 days on marketListed Aug 20, 2026MLS #O6435182

Priced 47% below the MELBOURNE 32934 medianReduced $10KSingle Family ResidenceGLEN RIDGE SUB

About this home

4212 RUTHANN CIRCLE

THE LOT EVERYONE WANTS AND ALMOST NO ONE GETS. Backing to a peaceful, natural green space, this Glen Ridge home offers a rare sense of privacy and openness most backyards simply don't have. No home staring back at you, no fence-to-fence view — just space to breathe. Buyers search years for a lot like this. You're looking at it right now. Here's what else you're getting: a 2018-built single-story with 4 bedrooms, 3 full baths, and a 3-car garage — a combination this street almost never offers. That's not a starter home footprint. That's a family that's done compromising, with room for the cars, the toys, the home gym, the side hustle — whatever "more space" means to you. Inside, the layout is built to move: open sightlines from kitchen to living space to that quiet, green backyard view. No dead zones, no wasted square footage — just a floor plan that works as hard as you do. And the ongoing costs? Already handled. Natural gas community with a tankless gas water heater means efficient, on-demand hot water and lower running costs from day one. Private well for irrigation means a green, healthy lawn that never touches your water bill. This home was built to be lived in, not maintained. Homes with this kind of backyard privacy in Glen Ridge don't relist. They don't sit. They get one showing weekend and a bidding conversation. Don't be the buyer who finds out too late — call and get in before this one's gone.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,280

Sqft

0.19 ac

Lot size

3

Garage

2018

Year built

One

Levels

$254

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$87/mo
Taxes (2025)$7,682/yr
PetsYes

Utilities & systems

UtilitiesNatural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,234 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$640
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,990
Interest rate6.00%
Loan term

Estimated payment

$4,234/mo

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property taxes (actual bill)$640
HOA / condo fee$87
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$557KedgeAI estimate $624,642 · range $601K$634K$659K

vs edgeAI estimate

−7.2%

$/sqft vs Melbourne actives

$254 vs $213

Days on market

31 vs 39 typical

Where $254/sqft sits among the 74 Melbourne actives

11
26
8
14 · this home
7
8
$140–174$174–208$208–243$243–277$277–311$311+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Glen Ridge

Drive times from this address

Orlando Int’l Airport (MCO)67 min
Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

Glen Ridge — neighborhood snapshot

Population

731

Median age

56

Median income

$108,333

Median home value

$495,200

Avg household

2

Households w/ children

55%

For the school run

Brevard County School District

ElementaryLongleaf Elementary School★★★★
MiddleLyndon B. Johnson Middle School★★★★★
HighViera High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$375K$320K

Melbourne median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

37 of 74

Melbourne actives have cut their price

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the MELBOURNE 32934 median. See the full Melbourne market guide →

Paper trail

This home's history

CurrentPrice reduced to $579,900 $10K
Aug 20, 2026Listed at $590,000 · 31 days on market since
2018Built · GLEN RIDGE SUB

Reality check

What actually sold near 4212 RUTHANN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4452 RUTHANN CIRCLESold · Mar ’26

$599,999

4452 RUTHANN CIRCLE · same community

3 bd · 2 ba · 2,087 sqft · $287/sqft · 6 DOM

4162 RUTHANN CIRCLESold · Sep ’26

$758,000

4162 RUTHANN CIRCLE · same community

4 bd · 3.5 ba · 2,705 sqft · $280/sqft · 0 DOM

2745 SUMMER BROOK STREETSold · Aug ’26

$415,000

2745 SUMMER BROOK STREET

3 bd · 2 ba · 2,265 sqft · $183/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4212 RUTHANN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4212 RUTHANN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4212 RUTHANN CIRCLE FAQs

What would the monthly payment be for 4212 RUTHANN CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,234/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4212 RUTHANN CIRCLE?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4212 RUTHANN CIRCLE?+

The most recent tax bill on record (2025) was $7,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4212 RUTHANN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne?+

At $579,900, this home is listed about 74% above the Melbourne median of $333,993. The market section on this page shows how the area is trending.

Which schools are assigned to 4212 RUTHANN CIRCLE?+

Longleaf Elementary School (elementary), Lyndon B. Johnson Middle School (middle), Viera High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MELBOURNE 32934 market on paper

$579,900 is 47% below the MELBOURNE 32934 median of $1,100,000.

02Strong assigned schools

Longleaf Elementary School, Lyndon B. Johnson Middle School, Viera High School — Longleaf Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $590,000, now $579,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Xevier Rodriguez. MLS #O6435182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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