4212 RUTHANN CIRCLE, MELBOURNE, FL, 32934
Active79 days on marketListed Aug 20, 2026MLS #O6435182
About this home
4212 RUTHANN CIRCLE
WELCOME HOME TO THE ONE THAT FEELS RIGHT THE MOMENT YOU WALK IN. SELLER FINANCING AVAILABLE. Some homes just feel easy from the first step inside, and this 2018 Glen Ridge single-story is one of them. Thoughtfully designed and well maintained, it offers the space, comfort, and everyday convenience that make coming home the best part of the day. It's been cared for inside and out, so you can skip the project list and simply enjoy it from day one. The open floor plan brings the kitchen and living area together into one inviting space, so whether you're cooking dinner, catching up after a long day, or hosting friends on the weekend, everyone stays connected. Look out to a backyard that feels calm and private, a peaceful spot for morning coffee or unwinding in the evening. With 4 bedrooms and 3 full baths, there's room for everyone, plus flexibility for a home office, guest room, or hobby space. Single-story living keeps everything on one level for easy day-to-day flow. The 3-car garage is a rare find on this street, with room for your vehicles plus a workshop, home gym, golf cart, or all the storage you've been wishing for. Everyday living is simpler and more efficient here too. It's a natural gas community with a tankless gas water heater that delivers hot water on demand, so no more waiting or running out. A private irrigation well keeps the lawn lush and green without adding to your water bill, a savings you'll appreciate month after month. Fresh interior and exterior paint completed in 2026 means the home is clean, bright, and ready for you. All that's left to do is unpack, settle in, and start making memories. Come see how good it feels to come home here. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,280
Sqft
0.19 ac
Lot size
3
Garage
2018
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,721 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,721/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Melbourne actives
$252 vs $208
Days on market
79 vs 69 typical
Where $252/sqft sits among the 84 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Glen Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Melbourne. See the full Melbourne guide →
Glen Ridge — neighborhood snapshot
Population
731
Median age
56
Median income
$108,333
Median home value
$495,200
Avg household
2
Households w/ children
55%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$394K → $402K
Melbourne median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
59 of 84
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the MELBOURNE 32934 median. See the full Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 4212 RUTHANN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$599,999
4452 RUTHANN CIRCLE · same community
3 bd · 2 ba · 2,087 sqft · $287/sqft · 6 DOM
Sold · Sep ’26$758,000
4162 RUTHANN CIRCLE · same community
4 bd · 3.5 ba · 2,705 sqft · $280/sqft · 0 DOM
Sold · Aug ’26$440,000
3280 NAN PABLO DRIVE
4 bd · 2 ba · 2,255 sqft · $195/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4212 RUTHANN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4212 RUTHANN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4212 RUTHANN CIRCLE FAQs
What would the monthly payment be for 4212 RUTHANN CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,721/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4212 RUTHANN CIRCLE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4212 RUTHANN CIRCLE?+
The most recent tax bill on record (2025) was $7,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4212 RUTHANN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $574,990, this home is listed about 69% above the Melbourne median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4212 RUTHANN CIRCLE?+
Longleaf Elementary School (elementary), Lyndon B. Johnson Middle School (middle), Viera High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Xevier Rodriguez. MLS #O6435182.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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