4512 BRIDGEWATER DRIVE, ORLANDO, FL, 32817
Active14 days on marketListed Aug 21, 2026MLS #O6435249
About this home
4512 BRIDGEWATER DRIVE
Welcome to your PRIVATE LAKEFRONT RETREAT on Lake Pearl! Offering the best value currently available on Lake Pearl, this four-bedroom, two-bath home sits on approximately 1.3 acres and offers a rare combination of space, privacy, and true waterfront living in Orlando. Inside, spacious living areas, abundant natural light, and a striking floor-to-ceiling stone fireplace create an inviting atmosphere, while expansive windows and sliding glass doors bring the beauty of the lake and surrounding landscape indoors. The kitchen features custom wood cabinetry, granite countertops, stainless steel appliances, and a convenient breakfast bar overlooking the living spaces. The thoughtful split-bedroom layout provides comfortable separation between the primary suite and additional bedrooms. Outside, the Florida lifestyle truly comes to life. A screened pool and heated spa create a private oasis for relaxing or entertaining, while the spacious yard provides room to enjoy the outdoors. Follow the path to your private dock, complete with a 2020 Trex dock and boat lift, and step directly into life on Lake Pearl. The private, owner-access lake offers opportunities for boating, paddleboarding, water skiing, fishing, and simply enjoying spectacular sunsets from the water. Located in the desirable Winter Park school district and just minutes from major roadways, UCF, Downtown Orlando, and Park Avenue, this property offers the best of both worlds: a peaceful lakefront setting with convenient access to everything Central Florida has to offer .An optional HOA membership provides access to additional community amenities, including a park, playground, and tennis/pickleball courts. Rarely does a property combine this much LAND, WATERFRONT, and LIFESTYLE in such a convenient Orlando location. Come experience Lake Pearl living for yourself.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,091
Sqft
1.3 ac
Lot size
2
Garage
1983
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,557 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,557/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.7%
$/sqft vs Orlando actives
$397 vs $248
Days on market
14 vs 42 typical
Where $397/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Watermill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Watermill — neighborhood snapshot
Population
1,132
Median age
49
Median income
$118,410
Median home value
$373,609
Avg household
3
Households w/ children
83%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
214 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the ORLANDO 32817 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4512 BRIDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,000
4445 BRIDGEWATER DRIVE · same community
3 bd · 2 ba · 2,083 sqft · $199/sqft · 36 DOM
Sold · Aug ’26$530,000
9220 EASTPORT TERRACE · same community
4 bd · 2 ba · 2,103 sqft · $252/sqft · 4 DOM
Sold · Jul ’26$425,000
4355 WATERMILL AVENUE · same community
3 bd · 2 ba · 1,771 sqft · $240/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4512 BRIDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4512 BRIDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4512 BRIDGEWATER DRIVE FAQs
What would the monthly payment be for 4512 BRIDGEWATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,557/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4512 BRIDGEWATER DRIVE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4512 BRIDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $7,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4512 BRIDGEWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $830,000, this home is listed about 115% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4512 BRIDGEWATER DRIVE?+
Winter Park High (high), Lakemont Elementary (elementary), Maitland Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$830,000 runs 121% above the ORLANDO 32817 median — but at 2,091 sqft it's also 32% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Winter Park High, Lakemont Elementary, Maitland Middle — Winter Park High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLY PRICE & COMPANY LLC · Lauren Kuharske. MLS #O6435249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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