1564 CLOUDY COURT, ST CLOUD, FL, 34769
Active31 days on marketListed Aug 20, 2026MLS #O6435349
About this home
1564 CLOUDY COURT
Discover the perfect blend of style and functionality in this stunning Piper Townhome with beautiful Pond view, offering 4 spacious bedrooms, 2.5 baths, and a 2-car garage. Designed with an open-concept layout, the home features a generous Great Room that flows seamlessly onto an expansive covered Lanai—ideal for indoor-outdoor living. Stylish tile flooring enhances the first-floor main living areas, while the well-appointed kitchen boasts 42" upper cabinets with crown molding, quartz countertops, a large center island, convenient pantry closet, and stainless steel appliances - perfect for entertaining or everyday living. The luxurious Primary Suite offers a private retreat with an ensuite bath including walk-in closet, dual sinks in adult-height vanity, linen closet, and a sleek walk-in shower. Around town, there are countless dining, shopping, and entertainment options nearby, and Walt Disney World® Resort and Universal Studios Orlando are just a short drive away.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,032
Sqft
0.07 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,601 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs St Cloud actives
$165 vs $217
Days on market
31 vs 47 typical
Where $165/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
243 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1564 CLOUDY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$369,990
1595 CLOUDY COURT · same community
4 bd · 2.5 ba · 2,032 sqft · $182/sqft · 39 DOM
Sold · Oct ’25$379,990
2525 STARRY POINT · same community
4 bd · 2.5 ba · 2,032 sqft · $187/sqft · 54 DOM
Sold · Mar ’26$359,990
2529 STARRY POINT · same community
4 bd · 2.5 ba · 2,032 sqft · $177/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1564 CLOUDY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1564 CLOUDY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1564 CLOUDY COURT FAQs
What would the monthly payment be for 1564 CLOUDY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,601/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1564 CLOUDY COURT?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1564 CLOUDY COURT?+
The most recent tax bill on record (2025) was $773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1564 CLOUDY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $335,990, this home is listed about 22% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1564 CLOUDY COURT?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RISEWELL HOMES FLORIDA LLC · Stephen Wood. MLS #O6435349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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