SW 205TH CIRCLE, DUNNELLON, FL, 34431
Active53 days on marketListed Aug 20, 2026MLS #O6435372
About this home
SW 205TH CIRCLE
Tell me where you can find 1.21 acres to build your dream home AND have private access to the Rainbow River for just $70,000. Well, let me show you this one. Located in The Woodlands of Rainbow Springs, this homesite gives you room to build without giving up the amenities. Ownership includes access to a private 3-acre park directly on the Rainbow River with a kayak and paddleboard launch, swim-out area, covered pavilions, grills and restrooms. And it doesn't stop at the river — enjoy the community pool, tennis and pickleball courts, fitness center and clubhouse. Hard to find? Absolutely! Here it is — 1.21 acres. Private Rainbow River access. Resort-style amenities. And only $70,000. Build the home you want and enjoy the Florida lifestyle that comes with it. This one is different!
Facts & features
The home at a glance
1.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 205TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
9082 SW 204TH CIRCLE · same community
2 bd · 2 ba · 1,216 sqft · $284/sqft · 104 DOM
Sold · Mar ’26$349,900
9085 SW 202ND AVENUE ROAD · same community
3 bd · 2 ba · 1,390 sqft · $252/sqft · 13 DOM
Sold · Nov ’25$248,000
8880 SW 200TH CIRCLE · same community
3 bd · 2 ba · 1,441 sqft · $172/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about SW 205TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 205TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SW 205TH CIRCLE FAQs
What would the monthly payment be for SW 205TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $676/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at SW 205TH CIRCLE?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on SW 205TH CIRCLE?+
The most recent tax bill on record (2025) was $609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at SW 205TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $70,000, this home is listed about 77% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to SW 205TH CIRCLE?+
Dunnellon Middle School (middle), Dunnellon Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 INTEGRA · Stephanie J Smith, PLLC. MLS #O6435372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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