
2038 S MONTANA CIRCLE, LABELLE, FL, 33935
Active30 days on marketListed Aug 21, 2026MLS #O6435492
About this home
2038 S MONTANA CIRCLE
Prime 0.23-acre residential land opportunity located at 2038 S Montana Cir, Port LaBelle, FL. This stretch of Port LaBelle offers classic Southwest Florida suburban living, with spacious lots, mature trees, and a nearby lake that adds visual appeal and a sense of openness. The neighborhood sits just off a well-traveled corridor, providing convenient access while maintaining a quiet, established residential feel. The property offers ample space for a future residence in a low-density setting. The surrounding area features a mix of established homes, natural vegetation, and spacious parcels, creating a peaceful environment with convenient access to nearby communities and amenities. Zoned RG-3, the property is subject to Hendry County land development regulations. Buyers should verify permitted uses, residential development potential, setbacks, minimum building requirements, utility availability, access, environmental conditions, and all applicable development requirements with Hendry County before purchasing. The property is identified by Parcel ID 4 29 43 10 010 2032-029.0. Buyers should independently verify zoning, flood zone designation, property dimensions, access, utilities, and all other property information with the appropriate local authorities prior to purchase. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Labelle
Get to know Labelle. See the full Labelle guide →
LABELLE 33935 — neighborhood snapshot
Population
22,254
Median age
36.2
Median income
$50,184
Median home value
$192,500
Avg household
2.7
Households w/ children
3,024
For the school run
Hendry County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Labelle market
$259K → $227K
Labelle median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Labelle, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the LABELLE 33935 median. See the full Labelle market guide →
Paper trail
This home's history
Reality check
What actually sold near 2038 S MONTANA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$230,000
4032 ALBANY ROAD · same community
3 bd · 2 ba · 1,116 sqft · $206/sqft · 117 DOM
Sold · Nov ’25$266,000
3011 HARVARD CIRCLE · same community
3 bd · 2 ba · 1,364 sqft · $195/sqft · 297 DOM
Sold · Feb ’26$232,000
9010 S INDIO CIRCLE · same community
4 bd · 2 ba · 1,500 sqft · $155/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2038 S MONTANA CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2038 S MONTANA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2038 S MONTANA CIRCLE FAQs
What would the monthly payment be for 2038 S MONTANA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $444/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2038 S MONTANA CIRCLE?+
The most recent tax bill on record (2025) was $371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Labelle?+
At $40,000, this home is listed about 88% below the Labelle median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2038 S MONTANA CIRCLE?+
Labelle Middle School (middle), Labelle High School (high), Country Oaks Elementary School (elementary) — Hendry County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6435492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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