CENTURY 21 Edge
$897,6544 bd3.5 ba2,672 sqft$336 /sqft$6,471 /mo all-in ↓

3059 N RIO PLUMOSA N, INDIALANTIC, FL, 32903

Active1 days on marketListed Aug 28, 2026MLS #O6435677

Private poolSingle Family ResidenceRIO VILLA UNIT 04 147

About this home

3059 N RIO PLUMOSA N

Beautifully updated 4-bedroom pool home offering a long list of thoughtful improvements, quality upgrades, and major system replacements. Nestled between Paradise Beach and the river, this home has been exceptionally maintained and features extensive renovations inside and out, creating a comfortable and inviting property for everyday living and entertaining. The flooring has been completely transformed, with all carpet upstairs and downstairs—including the staircase—replaced with beautiful bamboo hardwood flooring. Concrete leveling was completed on the main floor prior to installation for a smooth, finished result. The entry hall, kitchen, hallway to the den, and master bedroom were also upgraded from linoleum to Italian tile. The kitchen was thoughtfully updated in 2020, including resurfaced cabinetry, new hardware with soft-close hinges, and added sliding-drawer storage near the oven and within the island for improved functionality and organization. Major infrastructure improvements provide added peace of mind. The second-floor A/C system was replaced in 2018, followed in 2019 by replacement of the complete first-floor A/C system and all ductwork on both floors. The entire roof was replaced in December 2021, with an additional insulation layer installed between the tile and sheathing. In October 2022, all exterior windows were replaced with insulated, Category 5 hurricane-resistant windows. The exterior has also received significant attention. The entire perimeter fence was replaced in 2015, with a second access gate added on the left side. The two-door gate is large enough to accommodate a full-size vehicle, providing exceptional access and convenience. In June 2022, the entire exterior was freshly painted to brighten up the original darker color. The private pool adds another dimension to this wonderful home, creating an ideal setting for relaxing, entertaining, and enjoying the Florida lifestyle. With four bedrooms, several flex spaces, a private pool, extensive flooring and kitchen updates, newer major mechanical systems, a newer roof, hurricane-resistant windows, updated exterior finishes, and a fully replaced perimeter fence, this home combines comfort, functionality, and substantial long-term improvements in the desirable Indialantic location.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,672

Sqft

0.32 ac

Lot size

2

Garage

1995

Year built

Two

Levels

$336

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringBamboo · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorCeiling Fan(s) · High Ceilings · Other
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStucco · Wood Frame (FSC Certified)
FoundationSlab
FacesNorth
ExteriorGarden

Community & fees

HOA fee$515/mo
Taxes (2025)$7,385/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,471 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,844
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$615
HOA fee — from the listing$515
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,765
Interest rate6.00%
Loan term

Estimated payment

$6,471/mo

Principal & interest$4,844
PMI (est., until 20% equity)$337
Property taxes (actual bill)$615
HOA / condo fee$515
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Reach

Drive times from this address

Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indialantic. See the full Indialantic guide →

South Reach — neighborhood snapshot

Population

16,424

Median age

56

Median income

$84,378

Median home value

$501,969

Avg household

2

Households w/ children

1,259

For the school run

Brevard County School District

ElementaryGemini Elementary School★★★★★
MiddleHerbert C. Hoover Middle School★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indialantic market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$640K$913K

Indialantic median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Indialantic, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the INDIALANTIC 32903 median. See the full Indialantic market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $897,654 · 1 days on market since
1995Built · RIO VILLA UNIT 04 147

Reality check

What actually sold near 3059 N RIO PLUMOSA N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 HIGHLAND DRIVESold · Feb ’26

$875,000

47 HIGHLAND DRIVE

4 bd · 3 ba · 2,700 sqft · $324/sqft · 43 DOM

3092 RIO BAYA SSold · Nov ’25

$720,000

3092 RIO BAYA S

4 bd · 3.5 ba · 2,808 sqft · $256/sqft · 54 DOM

2765 N HIGHWAY A1A UNIT 504Sold · May ’26

$2,500,000

2765 N HIGHWAY A1A UNIT 504

3 bd · 3.5 ba · 2,820 sqft · $887/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3059 N RIO PLUMOSA N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3059 N RIO PLUMOSA N — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3059 N RIO PLUMOSA N FAQs

What would the monthly payment be for 3059 N RIO PLUMOSA N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,471/mo — principal and interest, the actual property-tax bill, the $515/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3059 N RIO PLUMOSA N?+

The association fee works out to $515 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3059 N RIO PLUMOSA N?+

The most recent tax bill on record (2025) was $7,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3059 N RIO PLUMOSA N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indialantic?+

At $897,654, this home is listed about 57% above the Indialantic median of $569,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3059 N RIO PLUMOSA N?+

Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$897,654 runs 74% above the INDIALANTIC 32903 median — but at 2,672 sqft it's also 34% larger than the typical Indialantic listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $515/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Indialantic market that averages 64 — if it fits, move quickly.

05Strong assigned schools

Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of THE NICE AGENT CO · Daniella Brittingham. MLS #O6435677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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