3059 N RIO PLUMOSA N, INDIALANTIC, FL, 32903
Active70 days on marketListed Aug 28, 2026MLS #O6435677
About this home
3059 N RIO PLUMOSA N
Beautifully updated 4-bedroom pool home offering a long list of thoughtful improvements, quality upgrades, and major system replacements. Nestled between Paradise Beach and the river, this home has been exceptionally maintained and features extensive renovations inside and out, creating a comfortable and inviting property for everyday living and entertaining. The flooring has been completely transformed, with all carpet upstairs and downstairs—including the staircase—replaced with beautiful bamboo hardwood flooring. Concrete leveling was completed on the main floor prior to installation for a smooth, finished result. The entry hall, kitchen, hallway to the den, and master bedroom were also upgraded from linoleum to Italian tile. The kitchen was thoughtfully updated in 2020, including resurfaced cabinetry, new hardware with soft-close hinges, and added sliding-drawer storage near the oven and within the island for improved functionality and organization. Major infrastructure improvements provide added peace of mind. The second-floor A/C system was replaced in 2018, followed in 2019 by replacement of the complete first-floor A/C system and all ductwork on both floors. The entire roof was replaced in December 2021, with an additional insulation layer installed between the tile and sheathing. In October 2022, all exterior windows were replaced with insulated, Category 5 hurricane-resistant windows. The exterior has also received significant attention. The entire perimeter fence was replaced in 2015, with a second access gate added on the left side. The two-door gate is large enough to accommodate a full-size vehicle, providing exceptional access and convenience. In June 2022, the entire exterior was freshly painted to brighten up the original darker color. The private pool adds another dimension to this wonderful home, creating an ideal setting for relaxing, entertaining, and enjoying the Florida lifestyle. With four bedrooms, several flex spaces, a private pool, extensive flooring and kitchen updates, newer major mechanical systems, a newer roof, hurricane-resistant windows, updated exterior finishes, and a fully replaced perimeter fence, this home combines comfort, functionality, and substantial long-term improvements in the desirable Indialantic location.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,672
Sqft
0.32 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,737 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,737/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Indialantic actives
$332 vs $377
Days on market
70 vs 51 typical
Where $332/sqft sits among the 7 Indialantic actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Reach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indialantic. See the full Indialantic guide →
South Reach — neighborhood snapshot
Population
16,424
Median age
56
Median income
$84,378
Median home value
$501,969
Avg household
2
Households w/ children
1,259
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indialantic market
$720K → $810K
Indialantic median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 7
Indialantic actives have cut their price
Median sold price, Indialantic, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the INDIALANTIC 32903 median. See the full Indialantic market guide →
Paper trail
This home's history
Reality check
What actually sold near 3059 N RIO PLUMOSA N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$875,000
47 HIGHLAND DRIVE
4 bd · 3 ba · 2,700 sqft · $324/sqft · 43 DOM
Sold · Nov ’25$720,000
3092 RIO BAYA S
4 bd · 3.5 ba · 2,808 sqft · $256/sqft · 54 DOM
Sold · Jul ’26$912,500
363 PEREGRINE DRIVE
4 bd · 3 ba · 2,476 sqft · $369/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3059 N RIO PLUMOSA N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3059 N RIO PLUMOSA N — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3059 N RIO PLUMOSA N FAQs
What would the monthly payment be for 3059 N RIO PLUMOSA N?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,737/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3059 N RIO PLUMOSA N?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3059 N RIO PLUMOSA N?+
The most recent tax bill on record (2025) was $7,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3059 N RIO PLUMOSA N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indialantic?+
At $887,654, this home is listed about 78% above the Indialantic median of $499,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3059 N RIO PLUMOSA N?+
Herbert C. Hoover Middle School (middle), Indialantic Elementary School (elementary), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$887,654 runs 78% above the INDIALANTIC 32903 median — but at 2,672 sqft it's also 52% larger than the typical Indialantic listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Herbert C. Hoover Middle School, Indialantic Elementary School, Melbourne Senior High School — Herbert C. Hoover Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $897,654, now $887,654 — a $10K cut. The full history is in the market section below.
Listing courtesy of THE NICE AGENT CO · Daniella Brittingham. MLS #O6435677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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