1108 SAND TORCH CIRCLE, DAVENPORT, FL, 33837
Active54 days on marketListed Aug 25, 2026MLS #O6435885
About this home
1108 SAND TORCH CIRCLE
***NO REAR NEIGHBORS/ SUPER LOW HOA - Rental Option- ***NO REAR NEIGHBORS/ POND VIEW and NEW VINYL FLOORING IN THE HALLWAY AND STAIRS- UPSTAIRS***Welcome to Legacy Landing, Davenport’s newer master-planned community offering modern design and convenience. This move-in-ready 3-bedroom, 2.5-bath townhome features 1,650 square feet of open-concept living space with thoughtfully selected upgrades. The kitchen showcases espresso cabinetry, an extended island with additional island bar seating space, and a functional layout ideal with sink built in the island for both cooking and entertaining. Kitchen features **NEW stainless steal appliances** which stay along with brand **NEW washer and dryer** The main level flows seamlessly into the living and dining area, creating an inviting space with natural light. Upstairs you’ll find **NEW laminate flooring on the staircase and hallway** (NO CARPET downstairs) leading to bedrooms and a spacious primary suite. Enjoy outdoor living on the extended rear patio lanai overlooking open green space with NO REAR NEIGHBORS, offering added privacy and a peaceful setting. ***AMENETIES include***Access to community amenities including a pool and recreational areas, with close proximity to Posner Park shopping, dining, Advent Health, Publix, Target, I-4, Champions Gate golf and restaurant district, and Central Florida’s world-famous theme parks and attractions. This property offers an excellent opportunity for primary residence, second home, or investment in a growing Davenport location. NEIGHBORHOOD ACROSS FROM DAVENPORT SCHOOL OF ARTS.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,650
Sqft
0.03 ac
Lot size
2024
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Davenport actives
$155 vs $183
Days on market
54 vs 80 typical
Where $155/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
208 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1108 SAND TORCH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$249,990
1230 SAND TORCH CIRCLE · same community
3 bd · 2.5 ba · 1,651 sqft · $151/sqft · 293 DOM
Sold · Mar ’26$255,000
1330 BLAZING STAR LANE · same community
3 bd · 2.5 ba · 1,649 sqft · $155/sqft · 107 DOM
Sold · May ’26$210,000
394 ANNABELLE WAY
3 bd · 2.5 ba · 1,621 sqft · $130/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1108 SAND TORCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1108 SAND TORCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1108 SAND TORCH CIRCLE FAQs
What would the monthly payment be for 1108 SAND TORCH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,305/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1108 SAND TORCH CIRCLE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1108 SAND TORCH CIRCLE?+
The most recent tax bill on record (2025) was $3,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1108 SAND TORCH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $255,000, this home is listed about 34% below the Davenport median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1108 SAND TORCH CIRCLE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NORKIS & CO REALTY · Jannese Garcia Vazquez PA. MLS #O6435885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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