CENTURY 21 Edge
$188,5001 bd1 ba674 sqft$280 /sqft≈$1,647 /mo all-in ↓

102 DORCHESTER SQUARE, LAKE MARY, FL, 32746

Active34 days on marketListed Aug 25, 2026MLS #O6435999

✦ Priced 52% below the LAKE MARY 32746 medianTownhouseDORCHESTER SQUARE

About this home

102 DORCHESTER SQUARE

Welcome home to this charming one-story corner-unit townhome in the desirable Villas of Lake Mary! This light-filled 1-bedroom, 1-bath residence offers an easy, open floor plan with a seamless blend of tile and hardwood flooring. The spacious kitchen features generous cabinetry, solid counter space, a breakfast bar, and an adjacent dining area—perfect for everyday living or entertaining. The comfortable living room includes a versatile nook ideal for a home office, reading corner, or additional seating. You’ll appreciate the private front entrance, walk-in closet, and convenient laundry/storage room just off the entry. As a corner unit, the home enjoys extra natural light and a greater sense of privacy, plus a private outdoor space for relaxing. Residents enjoy the community pool and the HOA-maintained grounds, exterior, private road, and trash service—delivering true low-maintenance living at just $279.67 per month. Located in highly sought-after Lake Mary with easy access to shopping, dining, major roads, and everyday amenities, this is an outstanding opportunity for a first-time buyer, downsizer, or savvy investor looking for an affordable, turnkey property in a convenient Central Florida location.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

674

Sqft

0.03 ac

Lot size

1983

Year built

One

Levels

$280

Per sqft

Garden view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat
LaundryNone
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden
FacesSouth
ParkingGuest
ExteriorGarden · Private Entrance · Sidewalk

Community & fees

HOA fee$280/mo
Taxes (2025)$163/yr
PetsBreed Restrictions, Number Limit
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,647 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,110
FHA mortgage insurance (est.)$83
Property tax — 2025 actual bill$14
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,598Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,598
Interest rate6.00%
Loan term

Estimated payment

$1,647/mo

Principal & interest$1,110
FHA mortgage insurance (est.)$83
Property taxes (actual bill)$14
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Mary actives

$280 vs $242

Days on market

34 vs 35 typical

Where $280/sqft sits among the 183 Lake Mary actives

51
52
38 · this home
20
9
13
$152–201$201–249$249–298$298–347$347–396$396+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Villas Of Lake Mary

Drive times from this address

Downtown Orlando≈ 24 min
Universal Orlando≈ 37 min
Orlando Int’l Airport (MCO)≈ 39 min
Walt Disney World≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Villas Of Lake Mary — neighborhood snapshot

Population

1,283

Median age

43

Median income

$117,063

Median home value

$469,600

Avg household

3

Households w/ children

168

For the school run

Seminole County School District

ElementaryWicklow Elementary School★★★★★
ElementaryCrystal Lake Elementary School★★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$446K → $488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

92 of 183

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

Aug 25, 2026Listed at $188,500 · 34 days on market since
1983Built · DORCHESTER SQUARE

Reality check

What actually sold near 102 DORCHESTER SQUARE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

413 ARBOR LAKES CIRCLE UNIT 413Sold · Sep ’26

$150,000

413 ARBOR LAKES CIRCLE UNIT 413

1 bd · 1 ba · 833 sqft · $180/sqft · 19 DOM

1223 ARBOR LAKES CIRCLESold · Apr ’26

$138,000

1223 ARBOR LAKES CIRCLE

1 bd · 1 ba · 869 sqft · $159/sqft · 53 DOM

102 GARDEN COURTSold · Dec ’25

$275,000

102 GARDEN COURT

2 bd · 1.5 ba · 1,008 sqft · $273/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 102 DORCHESTER SQUARE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 DORCHESTER SQUARE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

102 DORCHESTER SQUARE FAQs

What would the monthly payment be for 102 DORCHESTER SQUARE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,647/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 102 DORCHESTER SQUARE?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 102 DORCHESTER SQUARE?+

The most recent tax bill on record (2025) was $163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 102 DORCHESTER SQUARE?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $188,500, this home is listed about 61% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.

Which schools are assigned to 102 DORCHESTER SQUARE?+

Wicklow Elementary School (elementary), Crystal Lake Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARK SPAIN REAL ESTATE · Jessica Brown. MLS #O6435999.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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