532 45TH STREET COURT W, PALMETTO, FL, 34221
Active27 days on marketListed Aug 24, 2026MLS #O6436025
About this home
532 45TH STREET COURT W
Welcome to this charming house located at 532 45th Street Ct W, Palmetto, FL 34221. THE HOME HAS A NEWER ROOF, AC, FLOORING, HOT-WATER HEATER, DECK ETC. ( ALL AROUNG 2000). This property accords a wonderful opportunity to own a home in a desirable area. Surrounded by lush greenery, this house boasts a serene atmosphere that provides a peaceful retreat from the hustle and bustle of everyday life. The exterior features a well-maintained facade, adding to the curb appeal. The 2/2 upstairs spacious layout accords flexibility for various living arrangements. With ample natural light streaming through the windows, the interior feels bright and airy. The property accords a great balance of indoor including 2 larger rooms and a bath downstairs and outdoor living spaces, appropriate for enjoying Florida's beautiful weather. Whether you enjoy gardening, entertaining, or simply relaxing, this property accords a versatile space to meet your needs. Don't miss the chance to explore the potential of this lovely house in a great location. The resident will HAVE ACCESS TO BOAT RAMP ONLY A BLOCK AWAY. MOTIVATED SELLER.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,940
Sqft
0.18 ac
Lot size
1981
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.6%
$/sqft vs Palmetto actives
$190 vs $204
Days on market
27 vs 61 typical
Where $190/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
237 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 532 45TH STREET COURT W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$339,000
407 51ST STREET COURT W · same community
4 bd · 3 ba · 1,988 sqft · $171/sqft · 3 DOM
Sold · Mar ’26$319,996
5412 3RD AVENUE W · same community
4 bd · 3 ba · 1,798 sqft · $178/sqft · 61 DOM
Sold · Mar ’26$200,500
711 47TH STREET W · same community
3 bd · 2 ba · 1,680 sqft · $119/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 532 45TH STREET COURT W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 532 45TH STREET COURT W — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
532 45TH STREET COURT W FAQs
What would the monthly payment be for 532 45TH STREET COURT W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 532 45TH STREET COURT W?+
The most recent tax bill on record (2025) was $3,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 532 45TH STREET COURT W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $369,000, this home is listed about 7% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 532 45TH STREET COURT W?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6436025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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