10961 BURNT MILL ROAD UNIT 1518, JACKSONVILLE, FL, 32256
Active26 days on marketListed Aug 25, 2026MLS #O6436437
About this home
10961 BURNT MILL ROAD UNIT 1518
A 2 bedroom 2 bathroom first floor condominium in the controlled gated community of the Reserve at James Island. This is a spacious unit with porch with close access to the clubhouse and pool. The community offers resorts like amenities that include a clubhouse, fitness center, indoor basketball and a swimming pool.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,192
Sqft
0.02 ac
Lot size
2001
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$1 vs $177
Days on market
26 vs 33 typical
Where $1/sqft sits among the 138 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deerwood
Get to know Jacksonville. See the full Jacksonville guide →
Deerwood — neighborhood snapshot
Population
15,289
Median age
41
Median income
$113,896
Median home value
$387,013
Avg household
2
Households w/ children
1,536
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $312K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
60 of 138
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the JACKSONVILLE 32256 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 10961 BURNT MILL ROAD UNIT 1518
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
10961 BURNT MILL ROAD UNIT 1336 · same community
2 bd · 2 ba · 1,171 sqft · $128/sqft · 147 DOM
Sold · Feb ’26$210,000
10961 BURNT MILL ROAD UNIT 936 · same community
2 bd · 2 ba · 1,283 sqft · $164/sqft · 0 DOM
Sold · Sep ’26$185,000
7800 POINT MEADOWS DRIVE UNIT 1338
2 bd · 2 ba · 1,244 sqft · $149/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10961 BURNT MILL ROAD UNIT 1518 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10961 BURNT MILL ROAD UNIT 1518 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10961 BURNT MILL ROAD UNIT 1518 FAQs
What would the monthly payment be for 10961 BURNT MILL ROAD UNIT 1518?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10961 BURNT MILL ROAD UNIT 1518?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville?+
At $1,475, this home is listed about 100% below the Jacksonville median of $299,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10961 BURNT MILL ROAD UNIT 1518?+
Twin Lakes Academy Elementary School (elementary), Twin Lakes Academy Middle School (middle), Atlantic Coast High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIDA REAL ESTATE SERVICES LLC · Jim Bals. MLS #O6436437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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