
1194 W VIRGINIS DRIVE, CITRUS SPRINGS, FL, 34434
Active23 days on marketListed Aug 28, 2026MLS #O6436572
About this home
1194 W VIRGINIS DRIVE
Welcome to your dream home in beautiful Citrus Springs, Florida, where superior craftsmanship meets exceptional value. Sitting on nearly a quarter-acre lot, this property offers ultimate peace of mind with a brand-new, six-foot vinyl privacy fence. From the moment you arrive, the curb appeal is undeniable. The exterior showcases stylish board-and-batten Hardie Board siding, an upgraded front door, and a charming 119-square-foot front porch built for relaxing. Inside, the bright, open-concept layout features luxurious vinyl plank flooring stretching through every room for a seamless, modern feel. The kitchen anchors the space, thoughtfully designed with sleek stainless steel appliances, a chic tiled backsplash, contemporary plumbing fixtures, and elegant pendant lights over the central island. Your private retreat awaits in the spacious primary suite, featuring a decorative tray ceiling and a spa-like en-suite bath with a beautifully tiled shower. Every detail is already taken care of for your comfort, including ceiling fans in all three bedrooms and two-inch blinds on every window. The living space extends outdoors to a 128-square-foot screened-in lanai equipped with its own ceiling fan—a serene escape from the afternoon sun. Beyond the lanai, the massive, fully enclosed backyard provides a secure haven for outdoor gatherings, pets, or unwinding in complete seclusion. Combining high-end finishes with a serene location, this home is truly a must-see. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,454
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,002 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,002/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Citrus Springs actives
$198 vs $170
Days on market
23 vs 79 typical
Where $198/sqft sits among the 188 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
The numbers that matter
The Citrus Springs market
$269K → $263K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
111 of 188
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the Citrus Springs median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1194 W VIRGINIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$289,900
11017 N EASTER TERRACE · same community
3 bd · 2 ba · 1,454 sqft · $199/sqft · 19 DOM
Sold · Jun ’26$270,000
1161 W VIRGINIS DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $186/sqft · 91 DOM
Sold · Nov ’25$279,900
10663 N ADLER DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $193/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 1194 W VIRGINIS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1194 W VIRGINIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1194 W VIRGINIS DRIVE FAQs
What would the monthly payment be for 1194 W VIRGINIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,002/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1194 W VIRGINIS DRIVE?+
The most recent tax bill on record (2025) was $238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $287,900, this home is listed about 4% above the Citrus Springs median of $275,798. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of OAK AVENUE REAL ESTATE LLC · Julie Fernandez. MLS #O6436572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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