2520 MILLRACE WAY, MERRITT ISLAND, FL, 32952
Active24 days on marketListed Aug 27, 2026MLS #O6436939
About this home
2520 MILLRACE WAY
Welcome to this beautifully renovated 5-bedroom, 3-bathroom home featuring a huge garage and extensive updates throughout. From the moment you step inside, you'll appreciate the modern finishes and attention to detail that give this home a fresh, move-in-ready feel. The home features fresh interior and exterior paint, new luxury vinyl plank flooring throughout the main living areas, new carpet upstairs, new baseboards, and all-new light fixtures, ceiling fans, switches, hinges, and door hardware. The spacious floor plan offers plenty of flexibility, including a bedroom and full bathroom conveniently located downstairs. The beautifully redesigned kitchen features new 42-inch cabinets with crown molding, full quartz countertops and backsplash, and new stainless steel appliances, including a slide-in range and counter-depth refrigerator. The kitchen provides a stylish and functional space ideal for everyday living and entertaining. The primary suite features a beautifully renovated bathroom with custom tile work, double sinks, two walk-in closets, a relaxing garden tub, and a frameless glass shower with a rainfall showerhead. The additional bathrooms have been refreshed with new vanities and modern finishes. Major systems include a 2013 roof and two 2018 AC systems, both professionally cleaned and serviced in August 2026, providing added peace of mind. For added peace of mind, a four-point inspection and wind mitigation report are available for review and may help with insurance discounts. Located in desirable Merritt Island and conveniently situated near the ocean, this move-in-ready home offers extensive renovations, modern finishes, generous living space, and a huge garage. This is an excellent opportunity to own a beautifully updated home in a sought-after Merritt Island area.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,100
Sqft
0.34 ac
Lot size
2
Garage
1991
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,206 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,206/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Merritt Island actives
$210 vs $305
Days on market
24 vs 41 typical
Where $210/sqft sits among the 32 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $445K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
17 of 32
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 2520 MILLRACE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$435,000
8664 DERRY DRIVE · same community
4 bd · 3 ba · 2,544 sqft · $171/sqft · 6 DOM
Sold · Feb ’26$336,000
1760 HARBOR OAKS PLACE
5 bd · 2.5 ba · 2,767 sqft · $121/sqft · 2 DOM
Sold · Jul ’26$764,900
650 HIGH POINT CT
5 bd · 4 ba · 3,452 sqft · $222/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2520 MILLRACE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2520 MILLRACE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2520 MILLRACE WAY FAQs
What would the monthly payment be for 2520 MILLRACE WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,206/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2520 MILLRACE WAY?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2520 MILLRACE WAY?+
The most recent tax bill on record (2025) was $3,330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2520 MILLRACE WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $650,000, this home is listed about 20% above the Merritt Island median of $542,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2520 MILLRACE WAY?+
Audubon Elementary School (elementary), Merritt Island High School (high), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTDWELL · Austin Cummings. MLS #O6436939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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