CENTURY 21 Edge
$175,9003 bd1.5 ba1,000 sqft$176 /sqft$1,468 /mo all-in ↓

729 LOTUS LANE, DAYTONA BEACH, FL, 32114

Active24 days on marketListed Aug 27, 2026MLS #O6436964

Priced 12% below the DAYTONA BEACH 32114 medianSingle Family ResidenceIDLEWILD TERRACE REP

About this home

729 LOTUS LANE

Great Opportunity in Daytona Beach! Whether you're an investor looking for your next project or a first-time homebuyer who doesn't mind putting in a little work, this home offers plenty of potential. With some updates and your personal touch, this property could become a great place to call home or a valuable addition to an investment portfolio. Conveniently located near shopping, dining, major roadways, and all that Daytona Beach has to offer. Bring your vision and make this home your own!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,000

Sqft

0.19 ac

Lot size

1

Garage

1973

Year built

One

Levels

$176

Per sqft

Inside

FlooringCeramic Tile
AppliancesNone
InteriorNinguno
LaundryNone
CoolingNone
HeatingNone

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorNone

Community & fees

Taxes (2025)$2,336/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,468 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,036
FHA mortgage insurance (est.)$78
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,157Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,157
Interest rate6.00%
Loan term

Estimated payment

$1,468/mo

Principal & interest$1,036
FHA mortgage insurance (est.)$78
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $176K
$169KedgeAI estimate $200,918 · range $187K$232K$242K

vs edgeAI estimate

−12.5%

$/sqft vs Daytona Beach actives

$176 vs $238

Days on market

24 vs 60 typical

Where $176/sqft sits among the 400 Daytona Beach actives

95 · this home
97
81
62
33
32
$126–179$179–231$231–284$284–336$336–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Drive times from this address

Downtown Orlando60 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32114 — neighborhood snapshot

Population

36,984

Median age

32.2

Median income

$39,906

Median home value

$174,900

Avg household

2.1

Households w/ children

3,080

For the school run

Volusia County School District

MiddleCampbell Middle School★★★★
HighMainland High School★★★★★
ElementaryPalm Terrace Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

243 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $175,900 · 24 days on market since
1973Built · IDLEWILD TERRACE REP

Reality check

What actually sold near 729 LOTUS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

944 ESSEX ROADSold · Sep ’25

$180,000

944 ESSEX ROAD

3 bd · 2 ba · 1,000 sqft · $180/sqft · 97 DOM

735 FLORENCE STREETSold · Jun ’26

$165,000

735 FLORENCE STREET

2 bd · 2 ba · 984 sqft · $168/sqft · 27 DOM

1029 S GERTRUDE COURTSold · Jun ’26

$96,900

1029 S GERTRUDE COURT

3 bd · 1.5 ba · 975 sqft · $99/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 729 LOTUS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 729 LOTUS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

729 LOTUS LANE FAQs

What would the monthly payment be for 729 LOTUS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,468/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 729 LOTUS LANE?+

The most recent tax bill on record (2025) was $2,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Daytona Beach?+

At $175,900, this home is listed about 39% below the Daytona Beach median of $289,270. The market section on this page shows how the area is trending.

Which schools are assigned to 729 LOTUS LANE?+

Campbell Middle School (middle), Mainland High School (high), Palm Terrace Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AXEN REALTY, LLC · Xiomara Pichardo. MLS #O6436964.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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