
4520 BRIDGEWATER DRIVE, ORLANDO, FL, 32817
Active4 days on marketListed Aug 31, 2026MLS #O6437324
About this home
4520 BRIDGEWATER DRIVE
LAKEFRONT LIVING ON 64-ACRE SPRING-FED LAKE PEARL! Welcome to a rare opportunity to enjoy the best of Florida lakefront living on a spacious, updated 1.5-acre homesite overlooking the serene waters of spring-fed Lake Pearl. This 4-bedroom, 2-bath home combines comfortable living spaces, beautiful panoramic views, and an incredible outdoor lifestyle. Bring your boat, fishing gear, paddleboard, or simply your favorite chair and enjoy your own private waterfront retreat. The property features a private dock with boat lift, offering direct access to boating, skiing, swimming, fishing, or relaxing sunset cruises. Beautiful panoramic lake views can be enjoyed from numerous areas of the home. Inside, the desirable split-bedroom floor plan provides privacy and flexibility, while the spacious living areas create an inviting setting for everyday living and entertaining. The updated kitchen features new stainless steel appliances and classic 42-inch raised-panel cabinetry, with an open layout that flows seamlessly into the family room(with wood-burning fireplace), creating an ideal space for everyday living and effortless entertaining. The primary suite is a comfortable retreat, featuring separate vanities for added convenience and ease of use, along with a huge walk-in closet. The oversized screened patio is the perfect place to unwind, entertain, or take in the cool breezes and spectacular sunsets over Lake Pearl. With its generous size, the space could easily be converted into a Florida room, adding even more year-round living space. Outside, the expansive 1.5-acre property offers plenty of room for recreation, gardening, entertaining, or creating your own private oasis feating a large lakeside fire-pit. Irrigation is supplied by a private well, and a utility shed with electricity provides convenient additional storage and workspace. The surrounding community offers even more to enjoy, with a preserve area directly across from the property and a nearby park featuring a playset, basketball and tennis courts, and a nature trail. Conveniently located near UCF, Valencia College, major roads, shopping, and highly regarded schools, this property gives you the tranquility of lakefront living without sacrificing accessibility. No mandatory HOA! Whether you're looking for a private waterfront retreat, a place to enjoy all your favorite water activities, or simply a spacious property with room to live and grow, this Lake Pearl home offers an exceptional opportunity to embrace the Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,771
Sqft
1.57 ac
Lot size
2
Garage
1984
Year built
One
Levels
$480
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,540 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,540/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79.3%
$/sqft vs Orlando actives
$480 vs $248
Days on market
4 vs 42 typical
Where $480/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Watermill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Watermill — neighborhood snapshot
Population
1,132
Median age
49
Median income
$118,410
Median home value
$373,609
Avg household
3
Households w/ children
83%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
213 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the ORLANDO 32817 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4520 BRIDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$425,000
4355 WATERMILL AVENUE · same community
3 bd · 2 ba · 1,771 sqft · $240/sqft · 25 DOM
Sold · Nov ’25$415,000
4445 BRIDGEWATER DRIVE · same community
3 bd · 2 ba · 2,083 sqft · $199/sqft · 36 DOM
Sold · Aug ’26$530,000
9220 EASTPORT TERRACE · same community
4 bd · 2 ba · 2,103 sqft · $252/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4520 BRIDGEWATER DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4520 BRIDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4520 BRIDGEWATER DRIVE FAQs
What would the monthly payment be for 4520 BRIDGEWATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4520 BRIDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $5,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $850,000, this home is listed about 121% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4520 BRIDGEWATER DRIVE?+
Winter Park High (high), Lakemont Elementary (elementary), Maitland Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 126% above the ORLANDO 32817 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Orlando market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Winter Park High, Lakemont Elementary, Maitland Middle — Winter Park High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REAL ESTATE PREFERRED · Jason Howell. MLS #O6437324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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