NE 497TH STREET, OLD TOWN, FL, 32680
Active45 days on marketListed Aug 28, 2026MLS #O6437450
About this home
NE 497TH STREET
2 LOTS, 2 ACRES EACH included side by side! Right off the paved road. Mobile and Manufactured homes are ok here. These lots were partly cleared of brush recently, saving you some money in clearing costs. Plenty of good dry space to build your home. You may build on one, and keep the other, or build two homes. Seller also owns the other two lots to the North of these two, 8 acres total available (4 lots). You may buy any combination of the lots you like. The two lots included in this listing are Dixie County Parcel #'s 32-09-13-4489-000-00510 and 32-09-13-4489-0000-0520. For driving directions, use the address of the house to the left of these lots (the south). That address is 1435 NE 497TH ST OLD TOWN, FL 32680. Put that into your GPS, and when you arrive, the two lots will be to the right of that house. You will be able to see where some of the brush was recently cleared.
Facts & features
The home at a glance
4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
The numbers that matter
The Old Town market
$198K → $179K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near NE 497TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
78 BREEZE HILL LANE · same community
3 bd · 2 ba · 1,260 sqft · $246/sqft · 4 DOM
Sold · Jun ’26$245,000
19 BARRINGTON DRIVE · same community
3 bd · 2 ba · 1,379 sqft · $178/sqft · 7 DOM
Sold · Mar ’26$305,000
10 BARRING · same community
3 bd · 2 ba · 1,663 sqft · $183/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about NE 497TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NE 497TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
NE 497TH STREET FAQs
What would the monthly payment be for NE 497TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NE 497TH STREET?+
The most recent tax bill on record (2025) was $195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at NE 497TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $57,495, this home is listed about 79% below the Old Town median of $272,445. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #O6437450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Old Town homes, in your inbox
Like NE 497TH STREET but not quite? A daily digest of every new listing in Old Town — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →