
18330 SERENE LAKE LOOP, LUTZ, FL, 33548
Active18 days on marketListed Sep 3, 2026MLS #O6437887
About this home
18330 SERENE LAKE LOOP
Life certainly is serene on Serene Lake Loop. This stunning 5-bedroom, 4.5-bath, 3,300+ sq. ft. pool home delivers an exceptional combination of flexibility, comfort, style, and outdoor living. Thoughtfully designed for today’s lifestyle, the home features a spacious first-floor primary suite with a fully customized built-in walk-in closet and a beautifully appointed bath featuring an oversized walk-in shower, dual vanities, soaking tub, and private water closet. A second ensuite bedroom on the first floor adds tremendous versatility, making the home ideal for multigenerational living, overnight guests, or a private work-from-home retreat. At the heart of the home is a bright, open-concept living space designed for gathering and entertaining. The spacious kitchen features a large center island, crisp white cabinetry, an imported Italian tile backsplash, and stainless-steel appliances, flowing seamlessly into generous dining and living areas accented by custom wall treatments. Wood-look tile flooring, new greige carpeting, and fresh interior paint create a cohesive, sophisticated look throughout. Upstairs, the home continues to impress with a large loft or second living area, a third ensuite bedroom that includes its own full bath, while two additional bedrooms feature walk-in closets and share another thoughtfully designed bathroom with a double vanity and separate water closet and shower area. But where this home truly distinguishes itself—and becomes a rare find within Pearl Estates—is outdoors. Situated on Lot 51, an oversized wedge-shaped homesite, the property offers significantly more fully fenced yard space than typically found within the community. At its center is a spectacular custom-designed pool with an infinity-edge spa, surrounded by an expansive, multilevel pool deck finished in beautiful shellstone pavers. Beyond the pool, the natural landscape creates a peaceful backdrop, while the home’s western exposure provides the perfect setting for enjoying spectacular Florida sunsets. Pearl Estates is a gated community with abundant green space, conveniently located just off Dale Mabry Highway near the Veterans Expressway, providing easy access throughout the Tampa Bay area. In addition to its desirable assigned schools, the home is approximately five minutes from highly rated Sunlake Academy and Lutz Preparatory School, both K–8 charter schools. With its generous yet right-sized floor plan, three ensuite bedrooms, first-floor living flexibility, exceptional outdoor space, and distinctive upgrades, This like new home offers one of the most compelling values currently available in North Tampa.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,334
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,351 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,351/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$262 vs $243
Days on market
18 vs 48 typical
Where $262/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
163 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18330 SERENE LAKE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$780,000
18242 SERENE LAKE LOOP · same community
5 bd · 4.5 ba · 3,334 sqft · $234/sqft · 69 DOM
Sold · Sep ’25$719,245
18472 SERENE LAKE LOOP · same community
5 bd · 4.5 ba · 3,326 sqft · $216/sqft · 12 DOM
Sold · Dec ’25$747,445
18534 SERENE LAKE LOOP · same community
5 bd · 4.5 ba · 3,326 sqft · $225/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18330 SERENE LAKE LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18330 SERENE LAKE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18330 SERENE LAKE LOOP FAQs
What would the monthly payment be for 18330 SERENE LAKE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,351/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18330 SERENE LAKE LOOP?+
The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18330 SERENE LAKE LOOP?+
The most recent tax bill on record (2025) was $12,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18330 SERENE LAKE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $875,000, this home is listed about 84% above the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18330 SERENE LAKE LOOP?+
Buchanan Middle School (middle), Lutz K-8 School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 25% above the LUTZ 33548 median — but at 3,334 sqft it's also 59% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Buchanan Middle School, Lutz K-8 School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE REALTY · Hudson Warren, III. MLS #O6437887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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