6432 SARASOTA ST, PENSACOLA, FL, 32526
Active9 days on marketListed Sep 18, 2026MLS #O6438004
Come see it
Upcoming open house
Sat, Oct 3
9:00 AM – 5:00 PM
Open House This Saturday! Come check out this beautiful home with a convenient self-guided tour. Take your time, explore the property, and tour at your own pace! ?? Ready to take a look? Call or text us at 772-230-3377 to get the access code. Don’t miss your chance to see this amazing property in person. We’d love to have you stop by!
About this home
6432 SARASOTA ST
SELLER FINANCING AVAILABLE · FINANCIAMIENTO DISPONIBLE Move-In Special: $12,000 Down + $2,250/month — including taxes and insurance. Discover the charm and affordability of this beautifully updated 3-bedroom, 2-bathroom home tucked into a quiet, established neighborhood off Blue Angel Parkway in Northwest Pensacola. Featuring a bright, open layout with new flooring, fresh paint, and modern finishes, this home is designed for comfortable everyday living. The stylish kitchen offers sleek countertops and updated cabinetry, while the spacious living area is the perfect place to relax and entertain. Each generous bedroom offers plenty of closet space for added convenience. Located just minutes from NAS Pensacola, I-10, shopping, and dining, this property delivers both comfort and convenience — with the HVAC, plumbing, and roof all updated in 2022.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,424
Sqft
0.21 ac
Lot size
2
Garage
2009
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,148 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,148/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.4%
Days on market
9 vs 11 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floridian
Get to know Pensacola. See the full Pensacola guide →
Floridian — neighborhood snapshot
Population
525
Median age
45
Median income
$56,250
Median home value
$232,600
Avg household
3
Households w/ children
77%
For the school run
Escambia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pensacola market
$240K → $260K
Pensacola median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Pensacola, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 6432 SARASOTA ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$329,990
6622 HALLENDALE DRIVE
5 bd · 3 ba · 2,838 sqft · $116/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6432 SARASOTA ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6432 SARASOTA ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6432 SARASOTA ST FAQs
What would the monthly payment be for 6432 SARASOTA ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,148/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6432 SARASOTA ST?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6432 SARASOTA ST?+
The most recent tax bill on record (2025) was $3,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6432 SARASOTA ST?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pensacola?+
At $259,900, this home is priced right at the Pensacola median.
Which schools are assigned to 6432 SARASOTA ST?+
Bellview Elementary School (elementary), Bellview Middle School (middle), Pine Forest High School (high) — Escambia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Dustin Cook. MLS #O6438004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Pensacola homes, in your inbox
Like 6432 SARASOTA ST but not quite? A daily digest of every new listing in Pensacola — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →