
2985 WATER CLOVER COURT, APOPKA, FL, 32712
Active17 days on marketListed Sep 3, 2026MLS #O6438017
About this home
2985 WATER CLOVER COURT
Virtually Staged. !! NEVER LIVED IN AND EXTENSIVELY UPGRADED AFTER PURCHASE !! *$15,000 Seller credit towards RATE BUY-DOWN* This beautifully finished home in Acuera Estates offers the feel of new construction without waiting to build, plus a long list of thoughtful upgrades already completed for you. Highlights include LUXURY VINYL PLANK FLOORING throughout, WHOLE-HOME PLANTATION SHUTTERS, upgraded lighting, fixtures and ceiling fans, an upgraded staircase, whole-home WATER SOFTENER AND FILTRATION system, hybrid water heater, EPOXY-COATED GARAGE FLOORS, interior and exterior paint, and a striking ELECTRIC FIREPLACE FEATURE WALL. Even the kitchen has been elevated with an LG Craft Ice refrigerator. Set on a PRIME .26-ACRE CORNER LOT on a CUL-DE-SAC, the home delivers extra breathing room, privacy, manicured landscaping, a covered front porch and fantastic CURB APPEAL. Inside, abundant space and a fresh, modern palette create a home that feels polished yet comfortable. The OPEN-CONCEPT MAIN FLOOR centers around a must-see CHEF'S KITCHEN featuring sleek countertops, extensive cabinetry and storage, a decorative backsplash, pendant lighting, built-in STAINLESS STEEL APPLIANCES and a HUGE ISLAND with bar seating. The kitchen flows seamlessly into the living area, where the custom fireplace wall creates an eye-catching focal point. The MAIN FLOOR BEDROOM & FULL BATH provide excellent flexibility for guests, multi-generational living or a private home office. Upstairs, a spacious BONUS/LOFT adds another versatile living area. The impressive PRIMARY SUITE has been further customized with an accent wall and a separate SITTING ROOM tucked behind stylish custom sliding doors, plus a large WALK-IN CLOSET and private en-suite bath. Two additional bedrooms share a full bath, while the conveniently located SECOND FLOOR LAUNDRY makes everyday routines easier. Outside, the WRAP AROUND LANAI creates plenty of room for relaxing, dining and entertaining, while the 3-CAR GARAGE provides excellent parking and storage. Furniture is also negotiable! The location within Acuera Estates is just as appealing, with a COMMUNITY PLAYGROUND and KELLY PARK K-8 only about a 2-minute walk away. Enjoy convenient access to the Northwest Recreation Complex, Jason Dwelley Sports Complex, SR-429, Kelly Park/Rock Springs, Wekiwa Springs State Park, shopping, dining and recreation, with the highly anticipated Wyld Oaks development also nearby. NEW, NEVER OCCUPIED, BEAUTIFULLY UPGRADED and ready for its next owner to call it HOME. Call today to schedule your tour!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,245
Sqft
0.26 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,403 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,403/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.2%
$/sqft vs Apopka actives
$226 vs $217
Days on market
17 vs 40 typical
Where $226/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $405K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
215 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 2985 WATER CLOVER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$746,378
3540 LEMON BUTTON TERRACE · same community
4 bd · 2.5 ba · 3,095 sqft · $241/sqft · 0 DOM
Sold · Nov ’25$682,960
3497 LEMON BUTTON TRACE · same community
5 bd · 4 ba · 3,417 sqft · $200/sqft · 62 DOM
Sold · Sep ’25$699,990
3028 WATER CLOVER COURT · same community
5 bd · 4 ba · 3,417 sqft · $205/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2985 WATER CLOVER COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2985 WATER CLOVER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2985 WATER CLOVER COURT FAQs
What would the monthly payment be for 2985 WATER CLOVER COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,403/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2985 WATER CLOVER COURT?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2985 WATER CLOVER COURT?+
The most recent tax bill on record (2025) was $10,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2985 WATER CLOVER COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $734,500, this home is listed about 63% above the Apopka median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2985 WATER CLOVER COURT?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6438017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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