
EL DORADO, INDIAN LAKE ESTATES, FL, 33855
Active41 days on marketListed Sep 1, 2026MLS #O6438134
About this home
EL DORADO
Prime 0.50-acre residential opportunity in Indian Lake Estates, a quiet, low-density community in eastern Polk County. Surrounded by wooded parcels, mature pines, and palmettos, the property offers the privacy and peaceful atmosphere associated with the area's Central Florida backwoods setting. Many surrounding lots remain undeveloped, providing an open feel and plenty of space between properties. With 21,793 square feet of land, the property offers ample room for a future residence and outdoor areas. Its location provides a rural atmosphere while remaining within reach of Lake Wales and Sebring, offering access to nearby communities, shopping, services, and recreation. Zoned RS, the property is subject to Polk County land development regulations. Buyers should verify permitted uses, residential development potential, setbacks, minimum building requirements, utility availability, road access, environmental conditions, and all applicable development requirements with Polk County before purchasing. The property is located in Flood Zone X, which is generally considered an area of minimal flood hazard under current FEMA flood maps. Buyers should independently verify the current flood zone designation, flood insurance requirements, building regulations, drainage conditions, and any applicable development restrictions with FEMA and the appropriate local authorities. The property is identified by Parcel ID 303105994000006308. Buyers should independently verify zoning, dimensions, access, utilities, flood zone information, and all other property details prior to purchase. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $280K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near EL DORADO
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Mar ’26$65,000
3771 INDIAN LAKE DRIVE
3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM
Sold · Mar ’26$225,000
4060 INDIAN LAKE DRIVE
2 bd · 2 ba · 1,030 sqft · $218/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about EL DORADO — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for EL DORADO — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
EL DORADO FAQs
What would the monthly payment be for EL DORADO?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on EL DORADO?+
The most recent tax bill on record (2025) was $79. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Lake Estates?+
At $25,000, this home is listed about 93% below the Indian Lake Estates median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to EL DORADO?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6438134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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