CENTURY 21 Edge
$300,0003 bd2 ba1,558 sqft$193 /sqft≈$2,346 /mo all-in ↓

706 HIGHLAND CREST LOOP, LAKE WALES, FL, 33853

Active41 days on marketListed Sep 1, 2026MLS #O6438300

Single Family ResidenceHIGHLAND CREST PHASE ONE

About this home

706 HIGHLAND CREST LOOP

Paid-off solar with battery backup and a 2021 roof are just the beginning of what makes this well-cared-for Lake Wales home stand out! The solar panel system and backup battery were installed in 2022 and are paid off, giving you the value of solar with no solar payment to take over. The home also features 2023 windows, hurricane shutters, and a 2022 hybrid water heater, adding even more value to the list of updates already completed. Step through the double front doors with a glass screen door and into a home that has been cared for and is ready for its next owner. The large kitchen offers lots of storage, giving you plenty of room for dishes, cookware, food, small appliances, and all the things you use each day. The home is also pre-wired for internet, making it easy to stay connected for work, school, streaming, gaming, and more. An enclosed back porch with its own wall unit adds extra space and gives you a comfortable place to relax, enjoy your morning coffee, set up a hobby area, or create a bonus space that fits your needs. Step outside and you will also find a shed with electricity, perfect for extra storage, tools, lawn equipment, projects, or hobbies. The location adds even more to love. Set in downtown Lake Wales, the home • keeps you close to local shopping, dining, recreation, and some of the area's best-known attractions. Bok Tower Gardens is approximately 0.8 mile away, sc beautiful gardens and peaceful outdoor spaces are just minutes from home. The neighborhood is also next to the Lake Wales Family Recreation Center, giving you another great place to enjoy activities close by. With paid-off solar and Convertent take wales Location, battery backup, a 2021 roof, newer windows, hurricane shutters, a hybrid water heater, extra usable space, and a convenient Lake wales location, this home offers a great mix of updates, comfort, and location. Come see it and picture yourself calling it home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,558

Sqft

0.21 ac

Lot size

2

Garage

2003

Year built

One

Levels

$193

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2026)$3,241/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,346 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2026 actual bill$270
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,346/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$270
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$215KedgeAI estimate $239,114 · range $224K–$246K$312K

vs edgeAI estimate

+25.5%

$/sqft vs Lake Wales actives

$193 vs $167

Days on market

41 vs 84 typical

Where $193/sqft sits among the 382 Lake Wales actives

65
120
90 · this home
59
18
30
$97–131$131–165$165–199$199–233$233–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Drive times from this address

Walt Disney World≈ 50 min
Universal Orlando≈ 60 min
Downtown Orlando≈ 66 min
Orlando Int’l Airport (MCO)≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33853 — neighborhood snapshot

Population

12,385

Median age

37.3

Median income

$40,938

Median home value

$198,100

Avg household

2.57

Households w/ children

1,565

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

179 of 382

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the LAKE WALES 33853 median. See the full Lake Wales market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $300,000 · 41 days on market since
2003Built · HIGHLAND CREST PHASE ONE

Reality check

What actually sold near 706 HIGHLAND CREST LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

431 E CENTRAL AVENUESold · Nov ’25

$274,900

431 E CENTRAL AVENUE

3 bd · 2 ba · 1,556 sqft · $177/sqft · 71 DOM

1532 KAYLA CIRCLESold · May ’26

$275,426

1532 KAYLA CIRCLE

3 bd · 2 ba · 1,584 sqft · $174/sqft · 269 DOM

807 CAMPBELL AVENUESold · Dec ’25

$130,000

807 CAMPBELL AVENUE

3 bd · 2 ba · 1,522 sqft · $85/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 706 HIGHLAND CREST LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 706 HIGHLAND CREST LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

706 HIGHLAND CREST LOOP FAQs

What would the monthly payment be for 706 HIGHLAND CREST LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,346/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 706 HIGHLAND CREST LOOP?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 706 HIGHLAND CREST LOOP?+

The most recent tax bill on record (2026) was $3,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 706 HIGHLAND CREST LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $300,000, this home is listed about 22% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 706 HIGHLAND CREST LOOP?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Daniel Betancourt. MLS #O6438300.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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