117 RESERVE CIRCLE UNIT 105, OVIEDO, FL, 32765
Active31 days on marketListed Sep 11, 2026MLS #O6439001
About this home
117 RESERVE CIRCLE UNIT 105
This 2 bedroom, 2 bathroom condo is located in the Hunters Reserve community in Oviedo and is convenient to local shops, restaurants, Oviedo on the Park, and Waterford Lakes Town Center. Features include a spacious floorplan with a large main living room area, a lovely kitchen, a wonderful primary suite with walk-in closet, a screened patio, an additional storage room, and laundry room. Community amenities include a swimming pool, tennis courts, basketball court, and clubhouse. Pets under 30 lbs. Schedule a showing or submit an application online. All Real Property Management & Realty residents enjoy convenience and well-maintained homes, with our safe and secure online portal where you can submit maintenance requests and pay online with multiple payment options, and a 24/7 emergency maintenance response team. Please note the listed amenities may not be accurate.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
975
Sqft
0.02 ac
Lot size
1989
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$2 vs $243
Days on market
31 vs 60 typical
Where $2/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
123 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 117 RESERVE CIRCLE UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$260,000
108 RESERVE CIRCLE UNIT 108 · same community
2 bd · 2 ba · 975 sqft · $267/sqft · 175 DOM
Sold · Jun ’26$210,000
176 RESERVE CIRCLE UNIT 108 · same community
2 bd · 1.5 ba · 875 sqft · $240/sqft · 37 DOM
Sold · Apr ’26$225,000
112 RESERVE CIRCLE UNIT 212 · same community
2 bd · 2 ba · 1,098 sqft · $205/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 117 RESERVE CIRCLE UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 117 RESERVE CIRCLE UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
117 RESERVE CIRCLE UNIT 105 FAQs
What would the monthly payment be for 117 RESERVE CIRCLE UNIT 105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 117 RESERVE CIRCLE UNIT 105?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $1,500, this home is listed about 100% below the Oviedo median of $479,999. The market section on this page shows how the area is trending.
Which schools are assigned to 117 RESERVE CIRCLE UNIT 105?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$1,500 is 100% below the OVIEDO 32765 median of $429,950, and at $2/sqft it sits under the Oviedo average of $255.
02Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,575, now $1,500 — a $75 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY MANAGEMENT AND REALTY · Matthew Kirsch. MLS #O6439001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oviedo homes, in your inbox
Like 117 RESERVE CIRCLE UNIT 105 but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →