1051 GARDENSHIRE LANE, DELAND, FL, 32724
Active36 days on marketListed Sep 6, 2026MLS #O6439190
About this home
1051 GARDENSHIRE LANE
Virtually Staged. WATERFRONT! WALKING DISTANCE TO THE AMENITY CENTER! BIGGER LOT, MEASURING O.21 OF AN ACRE! Welcome to this beautifully appointed former Kolter model home in the highly sought-after, exclusive 55+ gated community of Victoria Gardens. Ideally positioned on the water and just a short walk to the community’s impressive amenity center, this popular Kolter Jasmine floor plan offers 2 bedrooms, 2 bathrooms, and a desirable split-bedroom design. A versatile office/flex room with French doors provides the perfect space for a home office, den, hobby room, or additional flex space. The stylish chef’s kitchen is the heart of the home and features an oversized island with breakfast bar, 42-inch cabinetry with crown and base molding, decorative backsplash, beautiful upgraded granite countertops, stainless steel natural gas appliances, and eye-catching pendant lighting. Luxury wood-look vinyl flooring extends throughout the main living areas and bedrooms, while elegant tray ceilings enhance both the great room and primary bedroom. Also, All appliances are included for added convenience. Enjoy the Florida lifestyle from the extended screened lanai overlooking the water, offering a serene setting for morning coffee, afternoon relaxation, or entertaining guests. The paved outdoor area is already plumbed for natural gas and capped, giving you the opportunity to create your own outdoor oasis with a fire pit, patio heater, or outdoor kitchen. Victoria Gardens offers an exceptional resort-style lifestyle, with the clubhouse serving as the social hub of the community. A dedicated Lifestyle Director coordinates an array of activities and events, while residents can enjoy dining, socializing at the bar, pool side food and cocktails, card games, billiards, and a well-equipped fitness center. Outdoor amenities include lighted tennis and pickleball courts, bocce ball, and miles of scenic walking trails. Golf lovers will appreciate the course located just across the street. The Public 18 hole Golf course is just across the street in the community. Daytime, Manned Gates, Total Lawn care, reclaimed water, Fiber Optic Cable TV, Hi-speed Internet! Minutes to the Quaint, Historical downtown Deland, voted BEST MAIN STREET, Southern Charm, Blocks of culture, Boutiques & Fine Dining, Home to Stetson University. Location is another standout feature, with Victoria Gardens located within one mile of I-4, providing easy access to the beautiful east coast beaches and Orlando, approximately 40 minutes away. Three international airports are also within approximately one hour, making travel and visiting family and friends exceptionally convenient. Also, the entire interior of the home has been freshly painted. Including ceilings, doors, baseboards, and the walls. Waterfront living, walkable amenities, resort-style recreation, and an unbeatable location—this Victoria Gardens home offers the lifestyle you’ve been waiting for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,655
Sqft
0.21 ac
Lot size
2
Garage
2013
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,437 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,437/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Deland actives
$233 vs $205
Days on market
36 vs 56 typical
Where $233/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
242 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1051 GARDENSHIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
430 CYPRESS HILLS WAY · same community
2 bd · 2 ba · 1,655 sqft · $190/sqft · 9 DOM
Sold · Jun ’26$395,000
1122 GARDENSHIRE LANE · same community
2 bd · 2 ba · 1,928 sqft · $205/sqft · 9 DOM
Sold · Aug ’26$432,000
1129 GARDENSHIRE LANE · same community
3 bd · 2.5 ba · 2,005 sqft · $215/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1051 GARDENSHIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1051 GARDENSHIRE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1051 GARDENSHIRE LANE FAQs
What would the monthly payment be for 1051 GARDENSHIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,437/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1051 GARDENSHIRE LANE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1051 GARDENSHIRE LANE?+
The most recent tax bill on record (2025) was $3,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1051 GARDENSHIRE LANE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $385,000, this home is listed about 3% above the Deland median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1051 GARDENSHIRE LANE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 20% above the DELAND 32724 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Gregory Buckley. MLS #O6439190.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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