CENTURY 21 Edge

4910 E LAKE DRIVE, WINTER SPRINGS, FL, 32708

Active37 days on marketListed Sep 3, 2026MLS #O6439214

Waterfront

About this home

4910 E LAKE DRIVE

A prime redevelopment opportunity in Winter Springs. With over 3 acres of lakefront property, this site offers the rare chance to create something new — whether that’s one signature estate, two thoughtfully planned homes, or possibly three custom residences with direct water access to Little Lake Howell. Large, usable acreage in this part of Seminole County is exceptionally hard to find, making this a standout option for builders, investors, or anyone looking to craft a private multi-home compound. Important: The property is occupied. Do not enter the property or approach the home without a confirmed appointment. All access must be scheduled in advance. The existing residence, originally built in 1964 and expanded in 1994, sits quietly on the property and provides over 3,000 SF of living space. The land itself is the true centerpiece - offering mature cypress trees, west-facing sunset views, and a wide layout that lends itself naturally to future planning. Additional structures include a solid block-constructed horse barn, an oversized carport suitable for boat storage, and a private tennis court. Whether you envision a modern lakefront enclave, a multi-generational retreat, or a builder-driven redevelopment, the acreage, water access, and location combine to create a uniquely flexible canvas.

Facts & features

The home at a glance

3.1 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2025)$5,745/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Nearby · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,906 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,405
PMI (est., until 20% equity)$862
Property tax — 2025 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $229,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $229,900
Interest rate6.00%
Loan term

Estimated payment

$13,906/mo

Principal & interest$12,405
PMI (est., until 20% equity)$862
Property taxes (actual bill)$479
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Springs

Drive times from this address

Downtown Orlando≈ 22 min
Orlando Int’l Airport (MCO)≈ 31 min
Universal Orlando≈ 35 min
Walt Disney World≈ 48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

WINTER SPRINGS 32708 — neighborhood snapshot

Population

48,034

Median age

41.6

Median income

$87,889

Median home value

$352,600

Avg household

2.49

Households w/ children

5,301

For the school run

Seminole County School District

ElementarySterling Park Elementary School★★★★★
MiddleSouth Seminole Middle School★★★★★
HighWinter Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketSeller’s market — 2.5 months of inventoryBuyer’s market

$433K → $440K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 557% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $2,299,000 · 37 days on market since

Reality check

What actually sold near 4910 E LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3756 IDLEBROOK CIRCLE UNIT 100Sold · Nov ’25

$155,000

3756 IDLEBROOK CIRCLE UNIT 100

1 bd · 1 ba · 645 sqft · $240/sqft · 28 DOM

3748 IDLEBROOK CIRCLE UNIT 202Sold · Dec ’25

$134,000

3748 IDLEBROOK CIRCLE UNIT 202

1 bd · 1 ba · 645 sqft · $208/sqft · 167 DOM

3732 IDLEBROOK CIRCLE UNIT 106Sold · Dec ’25

$171,000

3732 IDLEBROOK CIRCLE UNIT 106

2 bd · 1 ba · 768 sqft · $223/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4910 E LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4910 E LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4910 E LAKE DRIVE FAQs

What would the monthly payment be for 4910 E LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,906/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4910 E LAKE DRIVE?+

The most recent tax bill on record (2025) was $5,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Springs?+

At $2,299,000, this home is listed about 486% above the Winter Springs median of $392,400. The market section on this page shows how the area is trending.

Which schools are assigned to 4910 E LAKE DRIVE?+

Sterling Park Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Kris Kennedy. MLS #O6439214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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