CENTURY 21 Edge
$415,000$430,0003 bd2.5 ba1,635 sqft$254 /sqft≈$3,263 /mo all-in ↓

1025 HORNBEAM STREET, OVIEDO, FL, 32765

Active27 days on marketListed Sep 14, 2026MLS #O6439650

✦ Priced 3% below the OVIEDO 32765 median✦ Reduced $15KSingle Family ResidenceALAFAYA WOODS PH 21

About this home

1025 HORNBEAM STREET

Welcome home to this beautifully updated residence, perfectly situated in one of Oviedo's most sought-after locations. Thoughtfully renovated with timeless finishes and modern charm, this home offers the ideal blend of style, comfort, and convenience. Step outside to enjoy the spacious, fully fenced backyard, perfect for entertaining, pets, or play and unwind year-round on the screene d-i n back porch overlooking the private outdoor space. Major updates provide peace of mind, including a brand-new roof( July 2026) and HVAC system (2025) Water heater (2024 ) exterior painted and Interior painted August 2026 including new flooring LOW HOA! Conveniently located just minutes from top-rated Seminole County schools, shopping, dining, parks, and major highways, you'll love being close to everything Oviedo. Move-in ready and full of charm, this is one you won't want to miss! SELLER OFFERING $5,,000 TOWARDS BUYER'S CLOSING COSTS .

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,635

Sqft

0.13 ac

Lot size

2

Garage

1990

Year built

One

Levels

$254

Per sqft

FireplacePets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Refrigerator
InteriorNinguno
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationConcrete Perimeter
FacesNortheast
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$5,418/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,263 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$451
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,263/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$451
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$390KedgeAI estimate $424,746 · range $407K–$447K$465K

vs edgeAI estimate

−2.3%

$/sqft vs Oviedo actives

$254 vs $242

Days on market

27 vs 63 typical

Where $254/sqft sits among the 189 Oviedo actives

41
46
39 · this home
31
18
14
$186–212$212–237$237–262$262–288$288–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alafaya Woods

Drive times from this address

Downtown Orlando≈ 24 min
Orlando Int’l Airport (MCO)≈ 33 min
Universal Orlando≈ 37 min
Walt Disney World≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Alafaya Woods — neighborhood snapshot

Population

5,032

Median age

36

Median income

$102,850

Median home value

$337,665

Avg household

3

Households w/ children

614

For the school run

Seminole County School District

ElementaryEvans Elementary School★★★★★
HighHagerty High School★★★★★
MiddleJackson Heights Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.6 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

124 of 189

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 ▼ $15K
Sep 14, 2026Listed at $430,000 · 27 days on market since
1990Built · ALAFAYA WOODS PH 21

Reality check

What actually sold near 1025 HORNBEAM STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1018 POND APPLE COURTSold · Jul ’26

$380,000

1018 POND APPLE COURT · same community

3 bd · 2 ba · 1,529 sqft · $249/sqft · 130 DOM

1027 HORNBEAM STREETSold · Jun ’26

$405,000

1027 HORNBEAM STREET · same community

3 bd · 2 ba · 1,529 sqft · $265/sqft · 15 DOM

1047 HORNBEAM STREETSold · Sep ’26

$392,000

1047 HORNBEAM STREET · same community

3 bd · 2 ba · 1,529 sqft · $256/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1025 HORNBEAM STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1025 HORNBEAM STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1025 HORNBEAM STREET FAQs

What would the monthly payment be for 1025 HORNBEAM STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,263/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1025 HORNBEAM STREET?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1025 HORNBEAM STREET?+

The most recent tax bill on record (2025) was $5,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1025 HORNBEAM STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $415,000, this home is listed about 15% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.

Which schools are assigned to 1025 HORNBEAM STREET?+

Evans Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$415,000 is 3% below the OVIEDO 32765 median of $430,000, and at $254/sqft it sits under the Oviedo average of $255.

02Strong assigned schools

Evans Elementary School, Hagerty High School, Jackson Heights Middle School — Evans Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $430,000, now $415,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Joanne Harris Monroe. MLS #O6439650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Oviedo homes, in your inbox

Like 1025 HORNBEAM STREET but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Tommy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 9:16 AM UTC. The listing information on this page last changed on October 10, 2026 at 9:16 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 9:16 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 9:16 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.