6494 SE 55TH STREET, OKEECHOBEE, FL, 34974
Active12 days on marketListed Sep 8, 2026MLS #O6440123
About this home
6494 SE 55TH STREET
Enjoy easy Florida living in Ancient Oaks, a gated 55+ community in Okeechobee, Florida. This 1-bedroom, 1-bath single-wide manufactured home offers a comfortable layout with wood-look flooring, a bright living area, functional kitchen with ample cabinetry, in-home laundry, and an updated bathroom featuring a tiled walk-in shower. Outside, the expansive covered carport and patio provide plenty of space for parking and outdoor living, while two storage sheds offers additional storage. A water treatment system is also in place. Ancient Oaks offers community amenities and a convenient Okeechobee location near shopping, dining, medical services, and recreation. Whether you're searching for a full-time home, winter residence, or Florida getaway, this home offers an opportunity to enjoy the relaxed 55+ Florida lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
414
Sqft
0.04 ac
Lot size
2006
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$236 vs $212
Days on market
12 vs 12 typical
Where $236/sqft sits among the 57 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
19 of 57
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 6494 SE 55TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$81,000
6473 SE 56TH STREET · same community
1 bd · 1 ba · 404 sqft · $200/sqft · 68 DOM
Sold · Jan ’26$48,000
6571 SE 55TH STREET · same community
1 bd · 1 ba · 1,493 sqft · $32/sqft · 316 DOM
Sold · Jan ’26$64,500
5312 SE 67TH AVENUE
1 bd · 2 ba · 488 sqft · $132/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6494 SE 55TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6494 SE 55TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6494 SE 55TH STREET FAQs
What would the monthly payment be for 6494 SE 55TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,034/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6494 SE 55TH STREET?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6494 SE 55TH STREET?+
The most recent tax bill on record (2025) was $583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6494 SE 55TH STREET?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $97,500, this home is listed about 65% below the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of INTEGRITY REALTY GROUP OF FLORIDA LLC · Winston Ward, II. MLS #O6440123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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