CENTURY 21 Edge
$899,9004 bd3.5 ba3,201 sqft$281 /sqft≈$6,024 /mo all-in ↓

1522 KATIE COVE, SANFORD, FL, 32771

Active6 days on marketListed Sep 21, 2026MLS #O6440314

Private poolSingle Family ResidencePEARL LAKE ESTATES

About this home

1522 KATIE COVE

Welcome to the sought-after gated community of Estates at Pearl Lake, where this impressive one-level residence offers an exceptional combination of space, functionality, and Florida living. This beautifully designed 4-bedroom, 3.5-bath home features a versatile flex room that can easily be used as a home office, playroom, fitness room, hobby space, or whatever best fits your lifestyle. The spacious living areas and ideal split-bedroom floor plan are designed for both everyday living and entertaining. From the moment you enter, the welcoming foyer opens to thoughtfully designed spaces, including the versatile flex room and formal dining area. The heart of the home is the expansive gourmet kitchen, featuring stainless steel appliances, an oversized center island, abundant cabinetry and counter space, a walk-in pantry, and a seamless connection to the large family room. The open-concept design creates an inviting gathering space for family and friends while maintaining a comfortable sense of separation between living areas. The thoughtfully designed split-bedroom floor plan provides privacy and flexibility. Two secondary bedrooms are positioned together and share a Jack-and-Jill bathroom, while additional bedrooms are located on the opposite side of the home. The spacious primary suite is privately situated toward the rear and features a generous walk-in closet and a spa-inspired bath with dual vanities, a soaking tub, and a large separate shower. Step outside and experience the best of the Florida lifestyle with a screened-in pool and spa surrounded by an expansive covered patio. Whether you're cooling off on a warm afternoon, relaxing in the spa, or entertaining family and friends, this inviting outdoor living space provides the perfect setting for enjoying Florida's year-round sunshine. The home also offers a convenient tandem three-car garage, providing ample parking and additional storage. Located in the heart of Seminole County, Estates at Pearl Lake offers easy access to Lake Mary, Heathrow, major employment centers, shopping, dining, recreation, and some of the area's most desirable schools. Outdoor enthusiasts will appreciate nearby trails and recreational opportunities, while convenient access to I-4, SR 417, and the Wekiva Parkway makes commuting throughout Central Florida a breeze. Downtown Sanford is just minutes away, while Orlando's attractions, business districts, and international airport are easily accessible.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,201

Sqft

0.22 ac

Lot size

3

Garage

2014

Year built

One

Levels

$281

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$159/mo
Taxes (2025)$6,146/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,024 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$512
HOA fee — from the listing$159
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$6,024/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$512
HOA / condo fee$159
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$696KedgeAI estimate $795,909 · range $725K–$837K$936K

vs edgeAI estimate

+13.1%

$/sqft vs Sanford actives

$281 vs $221

Days on market

6 vs 43 typical

Where $281/sqft sits among the 400 Sanford actives

82
114
80
78 · this home
18
28
$158–189$189–220$220–251$251–281$281–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Drive times from this address

Downtown Orlando≈ 25 min
Universal Orlando≈ 37 min
Orlando Int’l Airport (MCO)≈ 44 min
Walt Disney World≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

MiddleMarkham Woods Middle School★★★★★
ElementaryWilson Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryGoldsboro Elementary Magnet★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$354K → $385K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

220 of 400

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 161% above the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $899,900 · 6 days on market since
2014Built · PEARL LAKE ESTATES

Reality check

What actually sold near 1522 KATIE COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1555 KATIE COVESold · Jul ’26

$875,000

1555 KATIE COVE · same community

4 bd · 3.5 ba · 3,261 sqft · $268/sqft · 283 DOM

1569 KATIE COVESold · Nov ’25

$770,000

1569 KATIE COVE · same community

4 bd · 4 ba · 3,675 sqft · $210/sqft · 73 DOM

1560 KATIE CVSold · Apr ’26

$1,020,000

1560 KATIE CV · same community

7 bd · 5 ba · 5,106 sqft · $200/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1522 KATIE COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1522 KATIE COVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1522 KATIE COVE FAQs

What would the monthly payment be for 1522 KATIE COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,024/mo — principal and interest, the actual property-tax bill, the $159/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1522 KATIE COVE?+

The association fee works out to $159 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1522 KATIE COVE?+

The most recent tax bill on record (2025) was $6,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1522 KATIE COVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $899,900, this home is listed about 134% above the Sanford median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1522 KATIE COVE?+

Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,900 runs 161% above the SANFORD 32771 median — but at 3,201 sqft it's also nearly twice the size of the typical Sanford listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Sanford market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Markham Woods Middle School, Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ASSIST 2 SELL FOUTZ REALTY · Robert Foutz. MLS #O6440314.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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