CENTURY 21 Edge
$1,895,0005 bd5 ba4,648 sqft$408 /sqft≈$12,488 /mo all-in ↓

3413 FERNLAKE PLACE, LONGWOOD, FL, 32779

Active16 days on marketListed Sep 11, 2026MLS #O6440415

Private poolSingle Family ResidenceALAQUA LAKES PH 7

About this home

3413 FERNLAKE PLACE

GOLF COURSE LUXURY HOME IN GUARD-GATED ALAQUA LAKES. Set on a half-acre golf course homesite in one of Seminole County's most sought-after communities, this five-bedroom, five-bath, 4,648 square foot custom residence pairs a 2005 floor plan with a long list of current updates. Tile roof, stone and stucco elevation, mature professional landscaping, and a circular paver driveway to a covered portico with double glass entry doors. Inside, columns and arches frame the formal living and dining rooms, a linear fireplace anchors the living room, and volume and tray ceilings carry light through the plan. The remodeled kitchen is built for real cooking and real crowds: a large stone-topped center island with seating for four, extensive raised-panel cabinetry, a professional gas cooktop under a stainless hood, stone slab backsplash, a stacked pair of built-in wall ovens, and a butler's pantry running through to the dining room. It opens the other way to a breakfast nook and a family room with floor-to-ceiling built-ins and sliders to the lanai. The primary suite is on the main floor with a private sitting area, two walk-in closets, and a fully remodeled spa bath featuring a freestanding soaking tub, oversized slab walk-in shower, and dual vanities with backlit mirrors. A second bedroom with its own bath is also on the main level, with three more bedrooms, two more remodeled baths, and a second living area upstairs. Also inside: a dedicated office with built-in workstations, a sitting and TV room with full bar cabinetry, and a three-car attached garage with finished floor and room for the golf cart. Outside, a columned covered lanai spans the rear of the home with space for dining, lounging, and a fire table. The screened in-ground pool and spa feature a rock waterfall grotto and expansive paver deck, backed by a private lawn, mature trees, and the golf course beyond. Recent HVAC replacement across three systems. Alaqua Lakes residents enjoy a 24-hour manned gate, a seven-acre park with resort-style pool and open-air pavilion, Har-Tru clay tennis, basketball, sand volleyball, playground, and multipurpose field, all set around a championship golf course. Minutes to I-4, SR 417, SR 429, the Heathrow business district, and Orlando Sanford International. Schedule your private showing.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,648

Sqft

0.51 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$408

Per sqft

Private poolFireplaceGolf Course & Pool & Trees/Woods viewNegotiable

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Natural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewGolf Course · Pool · Trees/Woods
FacesNorthwest
ParkingCircular Driveway · Driveway · Electric Vehicle Charging Station(s) · Garage Faces Side
ExteriorFire Pit · Lighting · Storage

Community & fees

HOA fee$353/mo
Taxes (2025)$12,470/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,488 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property tax — 2025 actual bill$1,039
HOA fee — from the listing$353
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,500
Interest rate6.00%
Loan term

Estimated payment

$12,488/mo

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property taxes (actual bill)$1,039
HOA / condo fee$353
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.9M
$1.7MedgeAI estimate $2,004,298 · range $1.8M–$2.2M$2.3M

vs edgeAI estimate

−5.5%

$/sqft vs Longwood actives

$408 vs $236

Days on market

16 vs 36 typical

Where $408/sqft sits among the 178 Longwood actives

35
52
52
12
9
18 · this home
$144–189$189–233$233–277$277–321$321–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alaqua Lakes

Drive times from this address

Downtown Orlando≈ 27 min
Universal Orlando≈ 39 min
Orlando Int’l Airport (MCO)≈ 47 min
Walt Disney World≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longwood. See the full Longwood guide →

Alaqua Lakes — neighborhood snapshot

Population

1,502

Median age

43

Median income

$250,001

Median home value

$1,184,100

Avg household

3

Households w/ children

228

For the school run

Seminole County School District

ElementaryHeathrow Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★
HighLake Mary High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longwood market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$465K → $523K

Longwood median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

102 of 178

Longwood actives have cut their price

Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 342% above the LONGWOOD 32779 median. See the full Longwood market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $1,895,000 · 16 days on market since
2005Built · ALAQUA LAKES PH 7

Reality check

What actually sold near 3413 FERNLAKE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1960 ALAQUA DRIVESold · Oct ’25

$1,640,000

1960 ALAQUA DRIVE

5 bd · 5.5 ba · 4,581 sqft · $358/sqft · 0 DOM

1810 OAKBROOK DRIVESold · May ’26

$1,600,000

1810 OAKBROOK DRIVE

4 bd · 4.5 ba · 4,508 sqft · $355/sqft · 281 DOM

1830 ALAQUA LAKES BOULEVARDSold · Apr ’26

$1,750,001

1830 ALAQUA LAKES BOULEVARD

5 bd · 5.5 ba · 4,889 sqft · $358/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3413 FERNLAKE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3413 FERNLAKE PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3413 FERNLAKE PLACE FAQs

What would the monthly payment be for 3413 FERNLAKE PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,488/mo — principal and interest, the actual property-tax bill, the $353/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3413 FERNLAKE PLACE?+

The association fee works out to $353 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3413 FERNLAKE PLACE?+

The most recent tax bill on record (2025) was $12,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3413 FERNLAKE PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longwood?+

At $1,895,000, this home is listed about 331% above the Longwood median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3413 FERNLAKE PLACE?+

Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Lake Mary High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,895,000 runs 342% above the LONGWOOD 32779 median — but at 4,648 sqft it's also nearly 2 times the size of the typical Longwood listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Heathrow Elementary School, Markham Woods Middle School, Lake Mary High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Gus Grizzard. MLS #O6440415.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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