900 W CHARING CROSS CIRCLE, LAKE MARY, FL, 32746
Active17 days on marketListed Sep 10, 2026MLS #O6440500
About this home
900 W CHARING CROSS CIRCLE
Beautiful 3 bedroom, 2-1/2 bathroom, Lake Mary waterfront home offers gorgoes views of the lake in rear of home. Cathedral ceilings, ceiling fans, lots of great windows for natural light, and tropical landscaping. The primary bedroom and en suite are located on the first floor with 2 bedrooms and a full bath are upstairs. The primary bath has granite counters and dual vanities. Newer stainless kitchen appliances and new granite countertops in the kitchen. Screened back porch and deck for beautiful sunset views of the lake. This community offers a neighborhood pool, playground and the HOA maintains the front yards.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,712
Sqft
0.1 ac
Lot size
2
Garage
1992
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Mary actives
$2 vs $243
Days on market
17 vs 35 typical
Where $2/sqft sits among the 182 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Colony Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Colony Cove — neighborhood snapshot
Population
1,007
Median age
39
Median income
$77,404
Median home value
$279,700
Avg household
2
Households w/ children
141
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 182
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 900 W CHARING CROSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$344,900
912 W CHARING CROSS CIRCLE · same community
3 bd · 2.5 ba · 1,712 sqft · $201/sqft · 8 DOM
Sold · Jul ’26$400,000
932 W CHARING CROSS CIRCLE · same community
3 bd · 2.5 ba · 1,712 sqft · $234/sqft · 57 DOM
Sold · Nov ’25$375,000
942 BERESFORD WAY · same community
3 bd · 2.5 ba · 1,712 sqft · $219/sqft · 254 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 900 W CHARING CROSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 900 W CHARING CROSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
900 W CHARING CROSS CIRCLE FAQs
What would the monthly payment be for 900 W CHARING CROSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 900 W CHARING CROSS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $2,700, this home is listed about 99% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 900 W CHARING CROSS CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE MARY 32746 market on paper
$2,700 is 99% below the LAKE MARY 32746 median of $395,000, and at $2/sqft it sits under the Lake Mary average of $258.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Greenwood Lakes Middle School, Lake Mary High School, Lake Mary Elementary School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Andrea Levin. MLS #O6440500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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