CENTURY 21 Edge
$1,099,0005 bd5.5 ba5,428 sqft$202 /sqft$7,493 /mo all-in ↓

1641 GATEWAY LANE, KISSIMMEE, FL, 34746

Active5 days on marketListed Sep 15, 2026MLS #O6440556

WaterfrontSingle Family ResidenceBELLALAGO

About this home

1641 GATEWAY LANE

Virtually Staged. Experience an exceptional Florida lifestyle at 1641 Gateway Lane, an impressive waterfront residence offering more than 5,400 square feet of living space, beautiful lake views, and peaceful conservation views across the street. Located in the sought-after gated community of Bellalago, this AV Homes Model B residence combines generous scale, thoughtful design, and an enviable setting. The five-bedroom, 5.5-bath floorplan also includes a first-floor office and spacious second-floor loft. The home's exceptional setting is evident from the moment you arrive. Conservation views across the street provide a peaceful natural backdrop, while the rear of the residence overlooks the lake, offering beautiful water views and a sense of privacy from both the front and rear. Inside, the expansive Model B floorplan is designed for both everyday living and entertaining. High ceilings, abundant windows, and generously proportioned rooms create an open, light-filled atmosphere, while the thoughtful layout provides separation between entertaining spaces, private retreats, and functional areas. The spacious kitchen overlooks the primary gathering areas, keeping family and guests connected while taking advantage of the natural light and surrounding views. The first floor is anchored by a generously sized primary suite, privately positioned away from the additional bedrooms and offering a comfortable retreat. The en-suite bath provides a spacious setting for everyday comfort, while a dedicated office offers flexibility as a workspace, study, or quiet retreat. Upstairs, four additional bedrooms and three full bathrooms provide exceptional accommodations for family and guests. A substantial loft connected to a large outdoor balcony with water views adds another versatile living area for a media room, game room, lounge, or gathering space and opens to a private balcony with scenic views. Thoughtful functionality continues throughout the home with two separate garages accommodating up to four vehicles and two laundry rooms—one on each level—providing exceptional convenience for a residence of this size. Outside, the waterfront setting takes center stage. The expansive screened-in, pavered outdoor area creates a natural extension of the home's living space and offers an inviting place to enjoy Florida's year-round climate. Relax with morning coffee overlooking the lake, entertain guests, or simply unwind while taking in the peaceful water views. Bellalago offers a resort-inspired lifestyle within a gated, master-planned community surrounded by natural beauty and the area's scenic waterways. Residents enjoy an impressive collection of amenities designed for recreation, relaxation, and an active Florida lifestyle, including a clubhouse, resort-style swimming pools, fitness facilities, tennis and sports courts, playgrounds, walking trails, and waterfront recreation. The community also features a marina and boat ramp, providing convenient access to the water for boating and other outdoor activities. Beautiful landscaping, lakes, conservation areas, and thoughtfully designed neighborhoods create a welcoming environment that feels like a retreat while remaining conveniently connected to Central Florida. With convenient access to major roadways, shopping, dining, entertainment, and Orlando's world-renowned attractions, Bellalago offers the rare opportunity to enjoy a peaceful waterfront community without sacrificing accessibility.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,428

Sqft

0.33 ac

Lot size

4

Garage

2019

Year built

Two

Levels

$202

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouthwest
ExteriorBalcony · Garden · Irrigation System · Outdoor Kitchen

Community & fees

HOA fee$205/mo
Taxes (2025)$9,432/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Lake · Water Access · Clubhouse · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,493 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property tax — 2025 actual bill$786
HOA fee — from the listing$205
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,900
Interest rate6.00%
Loan term

Estimated payment

$7,493/mo

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property taxes (actual bill)$786
HOA / condo fee$205
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLALAGO

$202 vs $192

Days on market

5 vs 55 typical

Where $202/sqft sits among the 10 homes for sale in BELLALAGO

2
2
1
1
2 · this home
2
$165–173$173–181$181–190$190–198$198–207$207+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bellalago

Drive times from this address

Walt Disney World39 min
Universal Orlando43 min
Orlando Int’l Airport (MCO)45 min
Downtown Orlando46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Bellalago — neighborhood snapshot

Population

4,492

Median age

34

Median income

$71,865

Median home value

$432,300

Avg household

3

Households w/ children

404

For the school run

Osceola County School District

ElementaryBellalago Charter Academy★★★★★
HighLiberty High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

9 of 10

BELLALAGO have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 224% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $1,099,000 · 5 days on market since
2019Built · BELLALAGO

Reality check

What actually sold near 1641 GATEWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1950 WINDWARD OAKS COURTSold · Feb ’26

$485,000

1950 WINDWARD OAKS COURT · same community

4 bd · 3 ba · 2,813 sqft · $172/sqft · 59 DOM

3410 OAKMONT COURTSold · Aug ’26

$470,000

3410 OAKMONT COURT · same community

3 bd · 3 ba · 2,741 sqft · $171/sqft · 110 DOM

1761 WINDWARD OAKS COURTSold · Jan ’26

$507,000

1761 WINDWARD OAKS COURT · same community

4 bd · 3 ba · 2,724 sqft · $186/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1641 GATEWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1641 GATEWAY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1641 GATEWAY LANE FAQs

What would the monthly payment be for 1641 GATEWAY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,493/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1641 GATEWAY LANE?+

The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1641 GATEWAY LANE?+

The most recent tax bill on record (2025) was $9,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1641 GATEWAY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $1,099,000, this home is listed about 190% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1641 GATEWAY LANE?+

Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,099,000 runs 224% above the KISSIMMEE 34746 median — but at 5,428 sqft it's also nearly 3 times the size of the typical Kissimmee listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Kissimmee market that averages 55 — if it fits, move quickly.

Listing courtesy of COMPASS FLORIDA LLC · David Purdie, PA. MLS #O6440556.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1641 GATEWAY LANE, KISSIMMEE, FL — 5 Bed, 5.5 Bath — $1,099,000 | CENTURY 21 Edge