CENTURY 21 Edge
$349,0003 bd2 ba1,581 sqft$221 /sqft≈$2,553 /mo all-in ↓

1280 TYLER LAKE CIRCLE, ORLANDO, FL, 32839

Active39 days on marketListed Sep 11, 2026MLS #O6440800

Single Family ResidenceHOLDEN RIDGE

About this home

1280 TYLER LAKE CIRCLE

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to this WELL MAINTAINED 3-BEDROOM, 2-BATHROOM home, with a 2 car garage, in the established Holden area of Orlando, offering a bright, open layout with plenty of natural light and comfortable indoor-outdoor living. Inside, UPDATED LVP FLOORING flows throughout the home, while multiple skylights bring additional light into the main living spaces. The living room features a FIREPLACE and connects easily with the dining area and kitchen, creating a functional layout for both everyday living and entertaining. The kitchen offers generous cabinetry and counter space, a breakfast bar, and windows overlooking the backyard. The spacious primary bedroom includes multiple windows, a WALK-IN CLOSET, and an ensuite bathroom with an extended vanity and walk-in shower. Two additional bedrooms offer flexibility for family, guests, or a home office, with a second full bathroom and INDOOR LAUNDRY completing the interior. Sliding glass doors open to a SCREENED-IN LANAI with a wood-paneled ceiling and ceiling fan, providing a shaded place to relax or entertain throughout the year. Outside, mature trees and tropical landscaping create a private backyard setting, complemented by a brick patio and views toward the water beyond. Major updates for peace of mind include a 2022 HOT WATER HEATER, 2026 REPLUMBING, and a CLEAN 4 PT INSPECTION (Roof and A/C are 2014). Conveniently located in the Holden area, the home is close to everyday shopping and dining with easy access to major roadways, Downtown Orlando, and surrounding Central Florida destinations. Offering a functional floor plan, inviting outdoor space, and plenty of opportunity to make it your own, this home is ready for its next chapter. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,581

Sqft

0.2 ac

Lot size

2

Garage

1992

Year built

One

Levels

$221

Per sqft

FireplaceGarden & Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Skylight(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$24/mo
Taxes (2025)$1,920/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,553 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$160
HOA fee — from the listing$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,553/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$160
HOA / condo fee$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$335KedgeAI estimate $391,969 · range $353K–$425K$442K

vs edgeAI estimate

−11%

$/sqft vs Orlando actives

$221 vs $237

Days on market

39 vs 61 typical

Where $221/sqft sits among the 400 Orlando actives

108
133 · this home
88
34
10
27
$135–196$196–258$258–320$320–381$381–443$443+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holden Avenue

Drive times from this address

Downtown Orlando≈ 11 min
Universal Orlando≈ 18 min
Orlando Int’l Airport (MCO)≈ 21 min
Walt Disney World≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Holden Avenue — neighborhood snapshot

Population

4,167

Median age

43

Median income

$63,123

Median home value

$338,260

Avg household

3

Households w/ children

414

For the school run

Orange County School District

ElementaryPineloch Elementary★★★★★
HighOak Ridge High★★★★★
MiddleMemorial Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$400K → $395K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

209 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 311% above the ORLANDO 32839 median. See the full Orlando market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $349,000 · 39 days on market since
1992Built · HOLDEN RIDGE

Reality check

What actually sold near 1280 TYLER LAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1119 TYLER LAKE CIRCLESold · Aug ’26

$365,000

1119 TYLER LAKE CIRCLE · same community

3 bd · 2 ba · 1,219 sqft · $299/sqft · 10 DOM

1181 JESSAMINE LAKE COURTSold · Jun ’26

$345,000

1181 JESSAMINE LAKE COURT · same community

3 bd · 2 ba · 1,156 sqft · $298/sqft · 6 DOM

5525 CHENAULT AVENUESold · Apr ’26

$380,000

5525 CHENAULT AVENUE

3 bd · 2 ba · 1,593 sqft · $239/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1280 TYLER LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1280 TYLER LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1280 TYLER LAKE CIRCLE FAQs

What would the monthly payment be for 1280 TYLER LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,553/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1280 TYLER LAKE CIRCLE?+

The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1280 TYLER LAKE CIRCLE?+

The most recent tax bill on record (2025) was $1,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1280 TYLER LAKE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $349,000, this home is listed about 8% below the Orlando median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1280 TYLER LAKE CIRCLE?+

Pineloch Elementary (elementary), Oak Ridge High (high), Memorial Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6440800.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1280 TYLER LAKE CIRCLE, ORLANDO, FL — 3 Bed, 2 Bath — $349,000 | CENTURY 21 Edge