13318 WATERLEAF GARDEN CIRCLE, RIVERVIEW, FL, 33579
Active33 days on marketListed Sep 10, 2026MLS #O6440824
About this home
13318 WATERLEAF GARDEN CIRCLE
Welcome to this beautiful 4-bedroom, 2-bathroom single-family home offering 2,056 square feet of comfortable living space in the desirable Waterleaf Garden community of Riverview, Florida. Ideally situated on a picturesque pond lot with a fountain view, this home is in a peaceful setting and the perfect backdrop for enjoying the Florida lifestyle. Inside, the open-concept floor plan creates a spacious and inviting atmosphere, making everyday living and entertaining effortless. The kitchen features granite countertops and stainless steel appliances, while tile flooring provides a clean, durable, and timeless finish throughout the home. Step outside to your private pool and spa and enjoy your own backyard retreat. Mature palm plants create added privacy, allowing you to relax and entertain in a peaceful outdoor setting. The pond and fountain views further enhance the tranquil atmosphere. The home also features gutters for added convenience and exterior protection. Residents of Waterleaf Garden enjoy access to excellent community amenities, including a community pool, clubhouse, and playground. Adding to the convenience of the community lifestyle, HOA fees include landscaping and lawn maintenance, helping provide a beautifully maintained neighborhood while reducing the exterior upkeep for homeowners. Don't miss the opportunity to make this Riverview home your own!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,056
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,813 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs Riverview actives
$229 vs $181
Days on market
33 vs 66 typical
Where $229/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $362K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
244 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 13318 WATERLEAF GARDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$390,000
11925 CROSS VINE DRIVE · same community
4 bd · 2 ba · 2,046 sqft · $191/sqft · 20 DOM
Sold · Jun ’26$365,000
11934 CROSS VINE DRIVE · same community
4 bd · 2 ba · 2,046 sqft · $178/sqft · 13 DOM
Sold · Mar ’26$320,000
11944 CROSS VINE DRIVE · same community
3 bd · 2 ba · 1,722 sqft · $186/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 13318 WATERLEAF GARDEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13318 WATERLEAF GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13318 WATERLEAF GARDEN CIRCLE FAQs
What would the monthly payment be for 13318 WATERLEAF GARDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,813/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13318 WATERLEAF GARDEN CIRCLE?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13318 WATERLEAF GARDEN CIRCLE?+
The most recent tax bill on record (2024) was $7,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13318 WATERLEAF GARDEN CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $470,000, this home is listed about 25% above the Riverview median of $375,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13318 WATERLEAF GARDEN CIRCLE?+
Summerfield Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$470,000 runs 25% above the RIVERVIEW 33579 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $475,000, now $470,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6440824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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