17108 HARBOR OAK PARKWAY, WINTER GARDEN, FL, 34787
Active19 days on marketListed Sep 23, 2026MLS #O6440831
About this home
17108 HARBOR OAK PARKWAY
Welcome to this spacious two-story home in the desirable Waterside community. The first floor features an open-concept great room, dining area, and kitchen with granite countertops, a large island, walk-in pantry, and stainless-steel appliances. The great room opens directly to a covered lanai, creating a comfortable space for relaxing or entertaining. A first-floor bedroom with a full bathroom provides flexibility for guests or family members. An interior laundry room completes the first floor. Upstairs, the spacious primary suite features a private bathroom with a separate shower and soaking tub. Two additional bedrooms share a full bathroom, and an open loft provides versatile space for a home office, playroom, or additional living area. A great opportunity to enjoy comfortable living in the Waterside community with a functional and flexible floor plan.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,690
Sqft
0.11 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,461 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs Winter Garden actives
$199 vs $259
Days on market
19 vs 66 typical
Where $199/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
223 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 17108 HARBOR OAK PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$850,000
17314 BAL HARBOUR DRIVE · same community
5 bd · 3 ba · 3,261 sqft · $261/sqft · 9 DOM
Sold · Mar ’26$445,000
2753 CULLENS COURT · same community
3 bd · 2 ba · 1,702 sqft · $261/sqft · 15 DOM
Sold · Oct ’25$420,000
2116 NEW VICTOR ROAD · same community
3 bd · 2 ba · 1,643 sqft · $256/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17108 HARBOR OAK PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17108 HARBOR OAK PARKWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17108 HARBOR OAK PARKWAY FAQs
What would the monthly payment be for 17108 HARBOR OAK PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,461/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17108 HARBOR OAK PARKWAY?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17108 HARBOR OAK PARKWAY?+
The most recent tax bill on record (2025) was $8,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17108 HARBOR OAK PARKWAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $535,000, this home is listed about 9% below the Winter Garden median of $584,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17108 HARBOR OAK PARKWAY?+
Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SPRING REALTY ONE LLC · Chun Cai. MLS #O6440831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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