CENTURY 21 Edge
$319,9002 bd2 ba1,372 sqft$233 /sqft≈$2,854 /mo all-in ↓

1022 CHALLENGER AVENUE, DAVENPORT, FL, 33897

Active8 days on marketListed Oct 30, 2026MLS #O6441333

Single Family ResidencePOLO PARK ESTATES

Come see it

Upcoming open house

Sun, Nov 8

3:00 PM – 5:00 PM

WELCOME TO YOUR CENTRAL FLORIDA RETREAT! Discover Florida living at its finest in this beautifully maintained, TURNKEY, fully and tastefully furnished Estate home located in the highly desirable Polo Park 55+ golf community! Offering the perfect combination of comfort, charm, and convenience, this exceptional property is ready for you to move right in and begin enjoying the Florida lifestyle you've been dreaming of!

About this home

1022 CHALLENGER AVENUE

Welcome to Your Central Florida Retreat! Discover Florida living at its finest in this beautifully maintained, TURNKEY, fully and tastefully furnished Estate home located in the desirable Polo Park 55+ golf community! From the moment you arrive, you'll appreciate the charming entrance foyer. The spacious two-car garage features convenient pull-down attic stairs for additional storage, Step inside to discover a bright, open-concept living and dining area, perfect for both relaxing and entertaining. Sliding glass doors lead to a spacious screen room, extending your living space and providing the perfect setting to enjoy Central Florida's beautiful weather. Just outside, a patio area offers additional space for grilling, relaxing, or simply enjoying the outdoors. The well-appointed kitchen features upgraded countertops, a cozy breakfast nook, and a convenient breakfast bar—ideal for casual dining or enjoying your morning coffee. A pantry provides exceptional storage space. Across the foyer, the laundry room also serves as a practical mudroom with direct garage access and additional storage cabinets. The generously sized, fully furnished primary suite comfortably accommodates a king-size bed and offers both a walk-in closet and a second closet with shelving. The private en-suite bathroom features a convenient step-in shower. The spacious guest bedroom is also beautifully furnished, with a second full bathroom featuring a tub/shower combination and nearby linen closet. Polo Park is one of Central Florida's hidden gems! This active 55+ community offers LOW HOA fees, NO LOT RENT, and an impressive selection of amenities, including two swimming pools, clubhouses, fitness center, library, tennis, pickleball, shuffleboard, and more! Golf enthusiasts will appreciate the community's nine-hole executive golf course, which is open to the public. Golf carts are welcome throughout the community. Conveniently located just minutes from Disney attractions, shopping, restaurants, and entertainment, with easy access to Highways 27 and 192, you'll enjoy everything Central Florida has to offer. Move right in, unpack your suitcase, and start enjoying the Florida lifestyle you've been dreaming of! Welcome home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,372

Sqft

0.12 ac

Lot size

2

Garage

1999

Year built

One

Levels

$233

Per sqft

Negotiable55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorPrivate Entrance · Sliding Doors

Community & fees

HOA fee$70/mo
Taxes (2025)$3,438/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,854 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,196
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$286
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,197Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,197
Interest rate7.50%
Loan term

Estimated payment

$2,854/mo

Principal & interest$2,196
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$286
HOA / condo fee$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$264KedgeAI estimate $291,946 · range $275K–$304K$333K

vs edgeAI estimate

+9.6%

$/sqft vs Davenport actives

$233 vs $185

Days on market

8 vs 73 typical

Where $233/sqft sits among the 400 Davenport actives

66
97
99
75
32 · this home
31
$137–157$157–178$178–198$198–218$218–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Drive times from this address

Walt Disney World≈ 19 min
Universal Orlando≈ 33 min
Downtown Orlando≈ 39 min
Orlando Int’l Airport (MCO)≈ 44 min
Downtown Tampa≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33897 — neighborhood snapshot

Population

30,159

Median age

38

Median income

$70,982

Median home value

$307,100

Avg household

2.79

Households w/ children

3,551

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★★
MiddleLake Alfred Polytech Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketBalanced — 6.7 months of inventoryBuyer’s market

$343K → $347K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

204 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

Oct 30, 2026Listed at $319,900 · 8 days on market since
1999Built · POLO PARK ESTATES

Reality check

What actually sold near 1022 CHALLENGER AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

843 CHALLENGER AVENUESold · Apr ’26

$275,000

843 CHALLENGER AVENUE · same community

2 bd · 2 ba · 1,372 sqft · $200/sqft · 10 DOM

1735 CHALLENGER AVENUESold · Jan ’26

$324,900

1735 CHALLENGER AVENUE · same community

2 bd · 2 ba · 1,364 sqft · $238/sqft · 56 DOM

1548 CHALLENGER AVENUESold · Dec ’25

$295,000

1548 CHALLENGER AVENUE · same community

2 bd · 2 ba · 1,414 sqft · $209/sqft · 168 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1022 CHALLENGER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1022 CHALLENGER AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1022 CHALLENGER AVENUE FAQs

What would the monthly payment be for 1022 CHALLENGER AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,854/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1022 CHALLENGER AVENUE?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1022 CHALLENGER AVENUE?+

The most recent tax bill on record (2025) was $3,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1022 CHALLENGER AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $319,900, this home is listed about 17% below the Davenport median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1022 CHALLENGER AVENUE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EPIQUE REALTY INC. · Dotti Santomarco. MLS #O6441333.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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