4355 JETTY LANE NE, PALM BAY, FL, 32905
Active2 days on marketListed Sep 18, 2026MLS #O6441397
About this home
4355 JETTY LANE NE
Welcome to Harbor Square! This charming neighborhood showcases spacious new construction townhomes nestled in the heart of Palm Bay in Melbourne, FL. With upscale finishes, integrated smart home technology, and on-site amenities. Plus, they're conveniently located within easy access from I-95 and minutes to the beautiful Atlantic Beaches. Discover the perfect blend of convenience and luxury in this move-in ready Springdale two-story townhome. This interior-unit townhome offers 3 spacious bedrooms, 2 full bathrooms, a powder room, and a single-car garage. The open-concept first floor is perfect for modern living, with a gourmet kitchen featuring quartz countertops, sleek Elkins White cabinetry, a decorative tile backsplash, and stainless-steel Whirlpool appliances, including a refrigerator. Upstairs, retreat to your private Owner’s Suite, which boasts a generous walk-in closet and a luxurious en suite bathroom complete with a double-sink quartz vanity, a walk-in shower with a glass enclosure, and ample storage space. Two additional bedrooms, a secondary bathroom, and a conveniently located laundry room offer both privacy and functionality. With elegant, professionally curated design selections including tile flooring, soft and stain-resistant Shaw Brand carpet, Whirlpool washer and dryer, and 2” faux wood blinds, this home is as beautiful as it is practical. Don’t miss the opportunity to make this sophisticated townhome yours—schedule a tour today and experience the luxury and ease of modern living!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,699
Sqft
0.04 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,978 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,978/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs HARBOR SQUARE
$152 vs $153
Days on market
2 vs 42 typical
Where $152/sqft sits among the 6 homes for sale in HARBOR SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32905 — neighborhood snapshot
Population
24,473
Median age
45.4
Median income
$56,671
Median home value
$206,200
Avg household
2.25
Households w/ children
2,227
The numbers that matter
The Palm Bay market
$306K → $325K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
6 of 6
HARBOR SQUARE have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4355 JETTY LANE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$279,490
4333 JETTY LANE NE · same community
3 bd · 2.5 ba · 1,699 sqft · $165/sqft · 3 DOM
Sold · Feb ’26$365,090
4398 JETTY LN UNIT 1 · same community
3 bd · 2.5 ba · 1,699 sqft · $215/sqft · 0 DOM
Sold · Aug ’26$270,000
4331 JETTY LANE NE · same community
3 bd · 2.5 ba · 1,699 sqft · $159/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4355 JETTY LANE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4355 JETTY LANE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4355 JETTY LANE NE FAQs
What would the monthly payment be for 4355 JETTY LANE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,978/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4355 JETTY LANE NE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4355 JETTY LANE NE?+
The most recent tax bill on record (2025) was $165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4355 JETTY LANE NE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $259,000, this home is listed about 24% below the Palm Bay median of $341,495. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6441397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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