77 ROLLINS LANE, PALM COAST, FL, 32164
Active28 days on marketListed Sep 14, 2026MLS #O6441484
About this home
77 ROLLINS LANE
Welcome to your private Florida retreat! This beautifully maintained 2-story lakefront home offers the perfect blend of space and comfort. With 3 bedrooms, 2.5 bathrooms, first floor office, and over sized loft area ideal for entertaining and enjoying the Florida lifestyle. Step inside to discover a move-in ready home featuring tile flooring, updated bathrooms, and spacious living areas filled with natural light. The open-concept layout creates a seamless flow between the living room, dining space, and kitchen, making this home perfect for both everyday living and hosting guests. The kitchen offers abundant cabinetry, generous counter space, and overlooks the main living areas and backyard. Upstairs, the spacious double door entry primary suite provides a relaxing escape, a beautiful ensuite bathroom, and ample closet space. Two additional guest bedrooms, oversized loft and a full bath providing flexibility for family and guests. Conveniently located near shopping, dining, schools, parks, and major highways, this move-in ready home will give you the Florida lifestyle you've been dreaming of. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,901
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Palm Coast actives
$138 vs $216
Days on market
28 vs 72 typical
Where $138/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
205 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 77 ROLLINS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$370,000
41 RED MILL DRIVE
4 bd · 3 ba · 2,948 sqft · $126/sqft · 379 DOM
Sold · Aug ’26$412,400
19 REGINA LANE
4 bd · 3 ba · 3,000 sqft · $137/sqft · 103 DOM
Sold · Dec ’25$410,000
89 REIDSVILLE DRIVE
4 bd · 3 ba · 2,649 sqft · $155/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 77 ROLLINS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 77 ROLLINS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
77 ROLLINS LANE FAQs
What would the monthly payment be for 77 ROLLINS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,137/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 77 ROLLINS LANE?+
The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 77 ROLLINS LANE?+
The most recent tax bill on record (2025) was $4,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 77 ROLLINS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,999, this home is listed about 3% above the Palm Coast median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 77 ROLLINS LANE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,999 runs 19% above the PALM COAST 32164 median — but at 2,901 sqft it's also 53% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $449,000, now $399,999 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUPERIOR REALTY GROUP, LLC. · Celeste McKnight. MLS #O6441484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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