CENTURY 21 Edge
$799,000$839,9005 bd4 ba3,790 sqft$211 /sqft≈$5,608 /mo all-in ↓

1325 TALL MAPLE LOOP, OVIEDO, FL, 32765

Active18 days on marketListed Sep 23, 2026MLS #O6441642

✦ Reduced $41KPrivate poolSingle Family ResidenceCHAPMAN LAKES PH 3

About this home

1325 TALL MAPLE LOOP

OWNED SOLAR, TWO HVAC SYSTEMS UPDATED IN 2024, AND A SCREENED HEATED POOL! This 5-bedroom, 4-bath home in gated Chapman Lakes offers 3,790 square feet of flexible living space, a ground-floor primary suite, a private office, and a three-car garage. Four bedrooms are located downstairs, including the primary suite with dual sinks, a garden tub, and a separate shower. Upstairs, a fifth bedroom, full bathroom, and spacious bonus room create a separate retreat for guests, hobbies, a media room, or an additional living area. The kitchen features a dedicated coffee station and breakfast nook and connects to the family room, while separate formal living and dining rooms provide additional space for gathering and entertaining. An indoor laundry room adds everyday convenience. Outside, enjoy the screened, heated pool and generous entertaining area, with a vinyl-fenced backyard offering added privacy. Whether you’re hosting friends or enjoying a quiet afternoon, this outdoor space makes the most of Florida living. Major improvements include owned solar panels, two HVAC systems, a heat pump water heater, and a pool heat pump—all installed in 2024. Additional 2024 updates include a pool filter, color-changing LED pool light and GFCI, garage EV-charging outlet, generator inlet, and whole-home surge protector. Carpeting was replaced in 2023, and the roof was installed in 2018. HOA dues include cable and internet. Conveniently located near UCF and Seminole State College, this home combines generous space, versatile living areas, and substantial system updates in an established gated Oviedo community.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,790

Sqft

0.29 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$211

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

HOA fee$173/mo
Taxes (2025)$7,972/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,608 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$664
HOA fee — from the listing$173
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,608/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$664
HOA / condo fee$173
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$732KedgeAI estimate $785,856 · range $762K–$817K$849K

vs edgeAI estimate

+1.7%

$/sqft vs Oviedo actives

$211 vs $243

Days on market

18 vs 63 typical

Where $211/sqft sits among the 189 Oviedo actives

40 · this home
46
40
31
18
14
$186–212$212–237$237–262$262–288$288–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Drive times from this address

Downtown Orlando≈ 22 min
Orlando Int’l Airport (MCO)≈ 30 min
Universal Orlando≈ 35 min
Walt Disney World≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★★
ElementaryLawton Elementary School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.6 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

124 of 189

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,000 ▼ $41K
Sep 23, 2026Listed at $839,900 · 18 days on market since
2000Built · CHAPMAN LAKES PH 3

Reality check

What actually sold near 1325 TALL MAPLE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2691 ALOMA OAKS DRIVESold · Apr ’26

$819,000

2691 ALOMA OAKS DRIVE

5 bd · 4 ba · 3,920 sqft · $209/sqft · 8 DOM

1344 TALL MAPLE LOOPSold · Aug ’26

$710,000

1344 TALL MAPLE LOOP

4 bd · 3 ba · 3,652 sqft · $194/sqft · 22 DOM

124 LAKE DRIVESold · Dec ’25

$779,999

124 LAKE DRIVE

5 bd · 4 ba · 3,932 sqft · $198/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1325 TALL MAPLE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1325 TALL MAPLE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1325 TALL MAPLE LOOP FAQs

What would the monthly payment be for 1325 TALL MAPLE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,608/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1325 TALL MAPLE LOOP?+

The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1325 TALL MAPLE LOOP?+

The most recent tax bill on record (2025) was $7,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1325 TALL MAPLE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $799,000, this home is listed about 64% above the Oviedo median of $486,210. The market section on this page shows how the area is trending.

Which schools are assigned to 1325 TALL MAPLE LOOP?+

Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,000 runs 86% above the OVIEDO 32765 median — but at 3,790 sqft it's also nearly twice the size of the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $839,900, now $799,000 — a $41K cut. The full history is in the market section below.

Listing courtesy of RE/MAX CENTRAL REALTY · Susan Smith. MLS #O6441642.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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