616 PIER LANE, MELBOURNE BEACH, FL, 32951
Active4 days on marketListed Sep 16, 2026MLS #O6441916
About this home
616 PIER LANE
FURNISHED & MOVE-IN READY in highly sought-after OUTDOOR RESORTS AT MELBOURNE BEACH! Ideally located on desirable PIER LN near the center of this gated OCEAN-TO-RIVER community, this immaculately maintained 2000 Franklin Model offers an easy walk to the river, beachside pools, courts and central amenities. Best of all--YOU OWN THE LAND with DEEDED BEACH & RIVER ACCESS! Beautifully maintained and thoughtfully updated, this coastal retreat features QUARTZ COUNTERTOPS, Mitsubishi mini-split systems for efficient cooling and air circulation, plus an air-conditioned enclosed porch that provides valuable ADDITIONAL LIVING & SLEEPING SPACE. Outside, enjoy a spacious DRIVEWAY with room for a CAR & GOLF CART, a NEW TALL STORAGE SHED, and a beautiful PAVER PATIO perfect for relaxing, grilling and entertaining. Enjoy the ultimate Florida resort lifestyle with THREE POOLS--including OCEANFRONT and RIVERFRONT pools--plus a central pool with HOT TUB/SPA, exercise room, sauna, tennis courts, shuffleboard, fishing pier, boat ramp, clubhouses, library, post office and more. Low maintenance fees include CABLE, INTERNET & WI-FI. Whether you're looking for a BEACH GETAWAY, SEASONAL RETREAT, INVESTMENT, or FULL-TIME COASTAL HOME, this furnished Pier Ln property offers an exceptional opportunity to enjoy Melbourne Beach living from the ocean to the Indian River!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
400
Sqft
0.07 ac
Lot size
2000
Year built
One
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne Beach actives
$650 vs $599
Days on market
4 vs 15 typical
Where $650/sqft sits among the 6 Melbourne Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Reach
Get to know Melbourne Beach. See the full Melbourne Beach guide →
South Reach — neighborhood snapshot
Population
16,424
Median age
56
Median income
$84,378
Median home value
$501,969
Avg household
2
Households w/ children
1,259
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne Beach market
$972K → $650K
Melbourne Beach median sold, yr/yr
91.8%
Sale-to-list ratio (12 mo)
1 of 6
Melbourne Beach actives have cut their price
Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 616 PIER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$260,000
3257 RIVER VILLA WAY
2 bd · 1.5 ba · 1,148 sqft · $226/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 616 PIER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 616 PIER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
616 PIER LANE FAQs
What would the monthly payment be for 616 PIER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 616 PIER LANE?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 616 PIER LANE?+
The most recent tax bill on record (2025) was $1,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 616 PIER LANE?+
The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne Beach?+
At $259,900, this home is listed about 86% below the Melbourne Beach median of $1,837,500. The market section on this page shows how the area is trending.
Which schools are assigned to 616 PIER LANE?+
Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MELBOURNE BEACH 32951 market on paper
$259,900 is 77% below the MELBOURNE BEACH 32951 median of $1,112,000, and at $650/sqft it sits under the Melbourne Beach average of $791.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 4 days on market in a Melbourne Beach market that averages 15 — if it fits, move quickly.
04Strong assigned schools
Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX DOWNTOWN · Laura Johnston. MLS #O6441916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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