630 PARK VALLEY CIRCLE, MINNEOLA, FL, 34715
Active9 days on marketListed Oct 7, 2026MLS #O6441934
About this home
630 PARK VALLEY CIRCLE
Virtually Staged. Welcome to 630 Park Valley Circle in beautiful Minneola, FL, a charming 3-bedroom, 2-bathroom home thoughtfully designed with a split floor plan for added privacy. The spacious primary bedroom is privately situated on one side of the home, while the other two bedrooms are on the opposite side, providing a comfortable and functional layout. This inviting residence offers the perfect blend of comfort and convenience, with recent updates including a roof replacement in 2023, a newer drain field, and exterior sealing and painting completed in October 2026. Situated within a desirable community, residents enjoy exclusive private access to a beachfront park and a private dock on scenic Lake Minneola. Just a few miles away, you’ll find an array of shopping, dining options, and the picturesque Lake Minneola Waterfront Park, making this location ideal for enjoying both relaxation and convenience. This home truly offers a wonderful lifestyle opportunity in a tranquil setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,587
Sqft
0.26 ac
Lot size
2
Garage
1997
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Minneola actives
$221 vs $229
Days on market
9 vs 46 typical
Where $221/sqft sits among the 112 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
25,407
Median age
40
Median income
$97,644
Median home value
$407,900
Avg household
2.94
Households w/ children
2,872
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $495K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
57 of 112
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 630 PARK VALLEY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$390,000
717 LA COSTA STREET
4 bd · 2 ba · 1,571 sqft · $248/sqft · 12 DOM
Sold · Apr ’26$395,000
1103 LAKEVIEW OAKS DRIVE
4 bd · 2 ba · 1,616 sqft · $244/sqft · 4 DOM
Sold · Mar ’26$384,900
210 E BAKER STREET
3 bd · 2 ba · 1,618 sqft · $238/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 630 PARK VALLEY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 630 PARK VALLEY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
630 PARK VALLEY CIRCLE FAQs
What would the monthly payment be for 630 PARK VALLEY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,791/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 630 PARK VALLEY CIRCLE?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 630 PARK VALLEY CIRCLE?+
The most recent tax bill on record (2025) was $4,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 630 PARK VALLEY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $349,990, this home is listed about 31% below the Minneola median of $505,000. The market section on this page shows how the area is trending.
Which schools are assigned to 630 PARK VALLEY CIRCLE?+
Minneola Charter School (elementary), South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Ben Derry. MLS #O6441934.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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