
2324 FOLIAGE OAK TERRACE, OVIEDO, FL, 32766
Active26 days on marketListed Sep 16, 2026MLS #O6442082
About this home
2324 FOLIAGE OAK TERRACE
Welcome to 2324 Foliage Oak Terrace, a beautifully appointed pool home offering privacy, space and exceptional Florida living in highly sought-after Live Oak Reserve. Set against a peaceful conservation backdrop, this 3,188-square-foot residence offers 4 bedrooms, 3 full baths, a dedicated office/flex space, upstairs bonus room and 3-car garage, all complemented by a private backyard setting with wooded views. Custom wood entry doors, stone-accented columns, exterior lighting, and mature landscaping create an impressive first impression. Inside, wood flooring extends throughout the main living areas and primary bedroom, while architectural details and a spacious, functional floor plan create a warm and inviting atmosphere. The upgraded kitchen is designed for both everyday living and entertaining, featuring beautiful high end cabinetry, stone countertops, decorative backsplash, stainless appliances and gas cooking, opening naturally to the home's main gathering spaces. The living area is anchored by a custom gas fireplace with travertine surround and recessed built-in television above (television stays), creating an impressive focal point. The spacious primary retreat enjoys views of both the private pool and conservation area, bringing the home's peaceful setting indoors. The suite features wood flooring, generous closet space with built-in organization and a spacious primary bath. Step outside to your own private Florida retreat. The open-air pool and spa feature a saltwater system and pavered entertaining area surrounded by mature landscaping and a beautiful conservation backdrop. With no screen enclosure separating the outdoor living space from the wooded view, the backyard offers an open, resort-style atmosphere and exceptional privacy. An outdoor kitchen makes the space ideal for entertaining and enjoying Florida living year-round. The triple-split bedroom design provides privacy for family and guests, including convenient access to a pool bath. Upstairs, the large bonus room offers flexible space for a media room, game room, second living area or guest retreat. Live Oak Reserve offers an outstanding collection of community amenities, including a clubhouse, fitness center, community pool, playgrounds, tennis and pickleball courts, basketball courts, parks and athletic/recreation facilities. Private conservation setting, pool and spa, 3-car garage, flexible floor plan and numerous custom upgrades—all in one of Oviedo's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,188
Sqft
0.32 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,852 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,852/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Oviedo actives
$276 vs $243
Days on market
26 vs 60 typical
Where $276/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Live Oak Reserve — neighborhood snapshot
Population
4,347
Median age
34
Median income
$152,395
Median home value
$562,145
Avg household
3
Households w/ children
652
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
123 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the OVIEDO 32766 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2324 FOLIAGE OAK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$770,000
2623 HAZEL GROVE LANE
5 bd · 3 ba · 3,127 sqft · $246/sqft · 3 DOM
Sold · Apr ’26$775,000
2381 BROKEN ELM PLACE
4 bd · 3 ba · 3,253 sqft · $238/sqft · 10 DOM
Sold · Apr ’26$856,000
2380 FOLIAGE OAK TERRACE
4 bd · 3.5 ba · 3,083 sqft · $278/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2324 FOLIAGE OAK TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2324 FOLIAGE OAK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2324 FOLIAGE OAK TERRACE FAQs
What would the monthly payment be for 2324 FOLIAGE OAK TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,852/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2324 FOLIAGE OAK TERRACE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2324 FOLIAGE OAK TERRACE?+
The most recent tax bill on record (2025) was $6,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2324 FOLIAGE OAK TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $879,000, this home is listed about 83% above the Oviedo median of $479,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2324 FOLIAGE OAK TERRACE?+
Partin Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$879,000 runs 40% above the OVIEDO 32766 median — but at 3,188 sqft it's also 68% larger than the typical Oviedo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Partin Elementary School, Chiles Middle School, Hagerty High School — Partin Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $899,900, now $879,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jason Owens. MLS #O6442082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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