4186 LANA AVENUE, DAVENPORT, FL, 33897
Active10 days on marketListed Oct 8, 2026MLS #O6442281
About this home
4186 LANA AVENUE
Welcome to 4186 LANA AVE, a beautifully designed 5-BEDROOM, 4.5-BATHROOM POOL TOWNHOME in the highly sought-after WINDSOR ISLAND RESORT in Davenport. Built in 2023 with approximately 2,263 SQUARE FEET, this FULLY FURNISHED AND THEMED property combines newer construction, spacious accommodations, private outdoor living, and resort-style amenities. Whether you're searching for a SHORT-TERM VACATION RENTAL, SECOND HOME, or Central Florida getaway, this home offers an incredible combination of space, location, and resort living. Step through the front door into a bright, OPEN-CONCEPT FLOOR PLAN with plenty of room for family and guests. Continue into the heart of the home where the GOURMET KITCHEN overlooks the dining and great room. GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, abundant cabinetry, and a LARGE BREAKFAST BAR create an ideal setting for everyday living and entertaining. OVERSIZED SLIDING GLASS DOORS fill the space with natural light and lead directly to the outdoor retreat. Step outside onto the SCREENED LANAI, where the PRIVATE IN-GROUND GUNITE POOL extends the living space outdoors. Equipped with an ELECTRIC HEAT PUMP, it's the perfect place to cool off after visiting the attractions or enjoy Florida sunshine year-round. The covered lanai provides additional space for lounging, dining, and relaxing by the pool. Upstairs, a SPACIOUS LOFT provides another gathering area separate from the main living room. The PRIMARY SUITE and remaining bedrooms and bathrooms are also located on this level, providing plenty of accommodations for family and vacation guests. THEMED BEDROOMS add personality and create a memorable vacation experience. Beyond the home, WINDSOR ISLAND RESORT delivers a true vacation lifestyle with an impressive collection of amenities. Enjoy the WATERPARK-STYLE RESORT POOL with DUAL WATERSLIDES, LAZY RIVER, SPLASH PAD, HOT TUB/SPA, POOLSIDE MINIATURE GOLF, OUTDOOR BAR AND DINING, FIRE PIT AREA, CLUBHOUSE, FITNESS CENTER, ARCADE/GAME ROOM, PLAYGROUND, BASKETBALL COURTS, SOCCER FIELDS, and more. Owners and guests can enjoy a resort experience without leaving the community. LOCATION completes the package. Windsor Island Resort provides convenient access to WALT DISNEY WORLD, Central Florida's major theme parks and attractions, plus nearby shopping, restaurants, golf, and everyday conveniences. Major roadways also provide access to ORLANDO INTERNATIONAL AIRPORT and Florida's beaches. Offered FULLY FURNISHED, this nearly new townhome provides a TURNKEY opportunity to enjoy the Central Florida resort lifestyle without the wait of building new. Its versatile layout, private pool, themed spaces, and extensive amenities make it equally appealing as a personal vacation retreat or SHORT-TERM RENTAL INVESTMENT. With 5 BEDROOMS, 4.5 BATHROOMS, A FIRST-FLOOR BEDROOM, UPSTAIRS LOFT, PRIVATE HEATED POOL, SCREENED LANAI, and an outstanding amenity package, 4186 LANA AVE is ready for its next owner. Schedule your PRIVATE SHOWING!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,263
Sqft
0.08 ac
Lot size
2023
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs WINDSOR ISLAND RESIDENCE PH 3
$201 vs $212
Days on market
10 vs 80 typical
Where $201/sqft sits among the 21 homes for sale in WINDSOR ISLAND RESIDENCE PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
10 of 21
WINDSOR ISLAND RESIDENCE PH 3 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 4186 LANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$438,000
4138 LANA AVENUE · same community
5 bd · 4 ba · 2,283 sqft · $192/sqft · 196 DOM
Sold · Aug ’26$500,000
4210 LANA AVENUE · same community
5 bd · 4.5 ba · 2,293 sqft · $218/sqft · 36 DOM
Sold · Jul ’26$630,000
4057 LANA AVENUE · same community
7 bd · 5.5 ba · 3,281 sqft · $192/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4186 LANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4186 LANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4186 LANA AVENUE FAQs
What would the monthly payment be for 4186 LANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,421/mo — principal and interest, the actual property-tax bill, the $791/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4186 LANA AVENUE?+
The association fee works out to $791 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4186 LANA AVENUE?+
The most recent tax bill on record (2025) was $7,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4186 LANA AVENUE be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4186 LANA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $455,000, this home is listed about 17% above the Davenport median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4186 LANA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$455,000 runs 38% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $791/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Vickie Canto. MLS #O6442281.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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