4934 LAZY OAKS WAY, ST CLOUD, FL, 34771
Active2 days on marketListed Sep 19, 2026MLS #O6442576
About this home
4934 LAZY OAKS WAY
READY TO MOVE IN! Beautiful 3-bedroom, 2-bath pool home with 1,768 sq. ft. and a 2-car garage for rent at 4934 Lazy Oaks Way in St. Cloud! Located in the gated East Lake Cove community and available at $3,200 monthly. This home is offered unfurnished and features spacious living areas, a fireplace, washer and dryer included, and a private heated pool. Even better, POOL AND LAWN/LANDSCAPING MAINTENANCE ARE INCLUDED IN THE RENT! Enjoy Florida living without having to worry about maintaining the pool or lawn. The gated community features a beautiful lake, areas to walk or run, and a playground. HOA parking rules require vehicles to be parked in the garage or driveway; street parking is not permitted. Tenant must comply with HOA rules and regulations. RENTAL REQUIREMENTS: First month's rent, last month's rent and $1,000 security deposit required. 580+ credit score preferred and household income of approximately 2.5x the monthly rent preferred. No previous evictions. RentSpree application fee is $49 for each adult age 18+. Combined household income may be considered. Renter's insurance is recommended but not required. Pets are allowed with a $400 non-refundable pet fee. Tenant is responsible for any damages caused by pet(s) and for repairing pet-related damage prior to move-out. Schedule your private showing today and make this beautiful pool home your next home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,686
Sqft
0.26 ac
Lot size
2
Garage
2003
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$2 vs $217
Days on market
2 vs 47 typical
Where $2/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
245 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4934 LAZY OAKS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$325,000
5367 DOUGLAS FIR DRIVE
3 bd · 2 ba · 1,672 sqft · $194/sqft · 7 DOM
Sold · Nov ’25$390,000
940 VICENZA STREET
4 bd · 2 ba · 1,670 sqft · $234/sqft · 47 DOM
Sold · Dec ’25$375,000
171 SANDPINE COURT
3 bd · 2 ba · 1,745 sqft · $215/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4934 LAZY OAKS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4934 LAZY OAKS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4934 LAZY OAKS WAY FAQs
What would the monthly payment be for 4934 LAZY OAKS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4934 LAZY OAKS WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,200, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4934 LAZY OAKS WAY?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$3,200 is 99% below the ST CLOUD 34771 median of $415,000, and at $2/sqft it sits under the St Cloud average of $236.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a St Cloud market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Alexa Monasterio Flores. MLS #O6442576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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