731 CRISTELLE JEAN DRIVE, RUSKIN, FL, 33570
Active3 days on marketListed Sep 17, 2026MLS #O6442631
About this home
731 CRISTELLE JEAN DRIVE
Nice 4 Bedroom 2.5 Bathroom Pond View Home Located in the Sought After Welington North Community. Home has a wonderful open layout with tons of natural light and tile floors throughout the common areas accentuated by high ceilings. The kitchen area has plenty of countertop and cabinet space featuring a breakfast bar and a full set of stainless-steel appliances including the refrigerator, range, dishwasher and microwave. The primary bedroom suite has a walk-in closet and a private bathroom featuring dual vanities, a soaking tub and a separate shower. Home also features 3 additional bedrooms, an interior laundry room with a washer & dryer, upgraded light fixtures, ceiling fans and blinds. The extended exterior patio offers plenty of room to entertain family and friends or simply relax while enjoying the serene pond view. Location is excellent just minutes from everything including shopping, grocery, entertainment, schools, major streets and all the expressways including I-75. Please call to schedule a showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,378
Sqft
0.12 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.2%
$/sqft vs Ruskin actives
$123 vs $175
Days on market
3 vs 56 typical
Where $123/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
158 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 731 CRISTELLE JEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$306,000
1012 CRISTELLE JEAN DRIVE · same community
4 bd · 2.5 ba · 1,984 sqft · $154/sqft · 4 DOM
Sold · Oct ’25$294,000
1603 CARSON WHITE LANE · same community
3 bd · 2.5 ba · 1,810 sqft · $162/sqft · 19 DOM
Sold · Mar ’26$325,000
915 CRISTELLE JEAN DRIVE · same community
4 bd · 3 ba · 1,797 sqft · $181/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 731 CRISTELLE JEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 731 CRISTELLE JEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
731 CRISTELLE JEAN DRIVE FAQs
What would the monthly payment be for 731 CRISTELLE JEAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,540/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 731 CRISTELLE JEAN DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 731 CRISTELLE JEAN DRIVE?+
The most recent tax bill on record (2024) was $5,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 731 CRISTELLE JEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $292,500, this home is listed about 16% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 731 CRISTELLE JEAN DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$292,500 is 11% below the RUSKIN 33570 median of $330,000, and at $123/sqft it sits under the Ruskin average of $214.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Ruskin market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MIGHTY REALTY INC · Aaron Mighty. MLS #O6442631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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