1838 RED LOOP, LAKELAND, FL, 33801
Active30 days on marketListed Sep 18, 2026MLS #O6442777
About this home
1838 RED LOOP
NEWER 2024-BUILT HOME | 4 BEDROOMS | 2 BATHROOMS | WATER FILTRATION SYSTEM | USDA-ELIGIBLE AREA Welcome to 1838 Red Loop, a well-designed 4-bedroom, 2-bathroom home located in the Saddle Creek community of Lakeland. Built in 2024, this single-story residence offers approximately 1,936 square feet of living space and an open, functional floor plan designed for comfortable everyday living and entertaining. Step inside to an inviting open-concept layout where the kitchen, dining area, and living room flow seamlessly together. The kitchen features beautiful granite countertops, an abundance of cabinetry, stainless-steel appliances, and a spacious center island with sink, providing plenty of workspace and gathering space. The main living areas feature easy-care tile flooring and an abundance of natural light. The private primary suite offers a comfortable retreat with an ensuite bathroom, while three additional bedrooms provide plenty of space for family, guests, a home office, or other personal needs. The home also includes a two-car garage and a whole-home water filtration system, adding convenience and value for everyday living. Outside, enjoy a fully fenced backyard offering privacy and room to relax, play, entertain, or create your own outdoor space. The backyard also provides a peaceful backdrop with surrounding greenery and views toward the waterway beyond the property, creating a pleasant setting with no rear neighbors. With its 2024 construction, spacious 4-bedroom layout, open-concept living areas, granite kitchen, tile flooring, water filtration system, fenced backyard, and two-car garage, this home offers a combination of modern construction and practical features. Conveniently located in Lakeland with access to shopping, dining, schools, major roadways, and everyday amenities, 1838 Red Loop is ready for its next owner to make it home. Another notable advantage is the property's location in an area that is USDA-eligible, offering a potential financing opportunity for qualified buyers. Buyers should consult with their lender to verify current USDA property and borrower eligibility.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,918
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Lakeland actives
$169 vs $193
Days on market
30 vs 61 typical
Where $169/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
223 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1838 RED LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$290,000
1976 RED LOOP · same community
3 bd · 2 ba · 1,561 sqft · $186/sqft · 161 DOM
Sold · Feb ’26$256,000
2219 TENEROC TRAIL · same community
3 bd · 2 ba · 1,270 sqft · $202/sqft · 62 DOM
Sold · Oct ’25$355,000
4264 BRIDLE BOOSTER WAY · same community
5 bd · 2.5 ba · 2,896 sqft · $123/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1838 RED LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1838 RED LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1838 RED LOOP FAQs
What would the monthly payment be for 1838 RED LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,780/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1838 RED LOOP?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1838 RED LOOP?+
The most recent tax bill on record (2025) was $6,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1838 RED LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $324,900, this home is listed about 2% below the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1838 RED LOOP?+
Crystal Lake Elementary School (elementary), Crystal Lake Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HEARTFELT REALTY HOMETEAM · Elaine Masood. MLS #O6442777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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