104 TWIN LAKE GROVE DRIVE, INTERLACHEN, FL, 32148
Active24 days on marketListed Sep 18, 2026MLS #O6442991
About this home
104 TWIN LAKE GROVE DRIVE
Prime 0.26-acre residential lot in Interlachen, Putnam County, located at 104 Twin Lake Grove Dr. This vacant residential parcel offers an opportunity for a future homesite or land investment, subject to applicable zoning, access, utility and development requirements. The property is located in Flood Zone X, identified as an area outside the 1 percent and 0.2 percent annual-chance floodplains based on the provided FEMA data. No wetlands are reported in the supplied property information. Buyers should independently verify current flood zone information, wetlands, drainage conditions, environmental requirements and any applicable restrictions. The property is situated near local amenities, including Hitchcock's supermarket, Interlachen High School and Dowda Park. Distances are approximate and should be independently verified. Buyers should verify zoning, permitted uses, setbacks, utilities, road access, building requirements, minimum lot requirements and all other development regulations with Putnam County and the appropriate authorities before purchase. The property is available for a self-guided tour. Subleasing is not permitted. This property is not available for rent or lease.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 TWIN LAKE GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$110,000
207 SALEM STREET
2 bd · 2 ba · 732 sqft · $150/sqft · 91 DOM
Sold · Apr ’26$145,000
106 IDA BOULEVARD
2 bd · 1.5 ba · 784 sqft · $185/sqft · 2 DOM
Sold · Jun ’26$140,000
112 PALMER DRIVE
2 bd · 1 ba · 924 sqft · $152/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 104 TWIN LAKE GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 TWIN LAKE GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
104 TWIN LAKE GROVE DRIVE FAQs
What would the monthly payment be for 104 TWIN LAKE GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 104 TWIN LAKE GROVE DRIVE?+
The most recent tax bill on record (2025) was $78. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $22,000, this home is listed about 91% below the Interlachen median of $244,450. The market section on this page shows how the area is trending.
Which schools are assigned to 104 TWIN LAKE GROVE DRIVE?+
Interlachen Junior-Senior High School (high), Ochwilla Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6442991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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